Top 5 cheapest homeowners insurance companies of 2023
Erie, Auto-Owners Insurance, USAA, Homesite, and Travelers are the cheapest homeowners insurance companies, according to our analysis of average premiums of top home insurance companies by market share. But with home insurance premiums up 21% from May 2022 to May 2023 according to the Policygenius Home Insurance Pricing Report, it’s more important than ever to compare home insurance companies to find the best policy at the cheapest price.
Erie: $1,284
Auto-Owners: $1,406
USAA: $1,479
Homesite: $1,487
Travelers: $1,568
Company | Average annual cost | % difference from national average | Policygenius rating | |
|---|---|---|---|---|
$1,284 | 39% cheaper | 4.5 out of 5 | ||
$1,406 | 30% cheaper | 5 out of 5 | ||
$1,479 | 25% cheaper | 4.9 out of 5 | ||
$1,487 | 24% cheaper | 4.3 out of 5 | ||
$1,568 | 19% cheaper | 4.4 out of 5 |
Methodology
Why you can trust our picks
At Policygenius, our educational guides are written and fact-checked by licensed home insurance experts and reviewed by our Financial Review Council to ensure autonomy, expertise, and accuracy.
To find the top 5 cheapest home insurance companies in 2023, we analyzed average annual premiums from 128 companies based on rate data from Quadrant Information Services. With many of these companies only being available in one or two states, we only reviewed the largest companies and regional companies that are available in at least five states — this trimmed our list to 30.
It was important to us that our top picks offered cheap but high-quality coverage with wide state availability, so we also looked at each company ’s financial strength ratings with AM Best, customer satisfaction scores with J.D. Power, and market share to ensure you find the best home insurance for your needs.
For a more detailed breakdown of the Policygenius scoring process, check out our full homeowners insurance ratings methodology.
Policygenius prides itself on providing transparent, unbiased reviews of home insurance companies. Though we make money when you purchase a policy through our site, this does not affect our editorial independence and rigorous editorial standards
Deep dive into the most affordable home insurance companies
Here's a more in-depth look at some of the most affordable home insurance companies in the U.S., including discount opportunities, state availability, policy perks, and just how cheap their rates are compared to the national average.
2023 Policygenius award winner
Erie
4.5
Bundle home & auto
Offers flood insurance
Mobile app
Smart home discounts
Why we chose it
Erie earns the top spot on our cheapest home insurance companies list thanks to its average annual premium that's 39% below the national average and stellar customer service ratings to boot.
Pros and cons
Pros
Cheap rates
Guaranteed replacement cost comes standard on Erie policies
Excellent customer service and claims satisfaction ratings
Cons
Only available in 12 states
Just three available discounts
Can’t get quotes or file claims online
More details
Average cost: $1,284 per year
Discounts offered
Multi-policy
Alarm systems and safety devices
Advanced quote
State availability
Erie homeowners insurance is available in the following 12 states and Washington, D.C.:
Illinois, Indiana, Kentucky, Maryland, New York, North Carolina, Ohio, Pennsylvania, Tennessee, Virginia, and West Virginia.
How Erie compares to other home insurance companies
Coverage options: Erie offers a comprehensive base policy that rivals competitors, which includes coverages like guaranteed replacement cost, all-risk protection, and never before seen coverages like gift card reimbursements. Erie customers can also take advantage of its three comprehensive policy packages that include additional protection for things like underground service lines and appliance breakdown.
Customer satisfaction ratings: Erie earned above-average scores in J.D. Power’s 2022 customer and claims satisfaction surveys, ranking at or near the top for both studies. However, it received a below-average score in J.D. Power’s 2022 digital experience study, which looks at ease of navigation, quality of information and content, visual appeal, and other factors related to a company’s web and app experience. It also received about 68% fewer customer complaints from 2019 to 2021 compared to other companies of its size, according to the National Association of Insurance Commissioners National Complaint Index Report.
Awards: Founded around 200 years ago in 1800, Erie has the longest history in the insurance industry than any other company on this list. While it's not one of the 10 largest home insurance companies in the U.S. by market share, it did earn the title of "Best for comprehensive dwelling coverage" on our list of the best home insurance companies of 2023 thanks to its base policy that comes with coverages that typically cost extra with other insurers, such as guaranteed replacement cost and lost or misplaced items coverage.
2023 Policygenius award winner
Auto-Owners Insurance
5.0
Bundle home & auto
Mobile app
Smart home discounts
Offers flood insurance
Why we chose it
Auto-Owners lands the No. 2 spot on our cheapest home insurance companies list thanks to its average annual rates that are 30% below the national average and up to a dozen potential discounts to help further your savings.
Pros and cons
Pros
Affordable rates
Several additional coverage options
Up to 12 available discounts
Cons
Only available in 26 states
Not able to get quotes or file claims online
More details
Average cost: $1,406 per year
Discounts offered
Multi-policy
Protective devices
Water shutoff system
Automatic backup generator
Claim-free
Mortgage-free
Mature homebuyer
Payment history
Green home
Advanced quote
Paid-in-full
State availability
Auto-Owners home insurance is available in the following 26 states:
Alabama, Arizona, Arkansas, Colorado, Florida, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Michigan, Minnesota, Missouri, Nebraska, North Carolina, North Dakota, Ohio, Pennsylvania, South Carolina, South Dakota, Tennessee, Utah, Virginia, and Wisconsin
How Auto-Owners compares to other home insurance companies
Coverage options: Auto-Owners offers more coverage add-ons and supplemental policies than any other company on this list (up to 24, in fact), including guaranteed replacement cost, professional liability protection, and a Homeowners Plus package that rolls several policy endorsements into one.
Customer satisfaction ratings: Auto-Owners earned the highest score of any insurer in J.D. Power’s 2022 customer and claims satisfaction study, and had the second-highest score in its 2022 digital experience study.
Awards: Founded around 100 years ago in 1916, Auto-Owners has a longstanding history in the insurance space. While it's not one of the 10 largest home insurance companies in the U.S. by market share, it did earn the top spot "Best overall company" on our list of the best home insurance companies of 2023 thanks to its mix of extensive policy and coverage options, high marks for financial strength and customer experience ratings, and affordable premiums.
2023 Policygenius award winner
USAA
4.9
All 50 states
Bundle home & auto
Mobile app
Smart home discounts
Offers extended replacement cost
Offers flood insurance
Offers earthquake insurance
Why we chose it
USAA earns the third spot on our cheapest home insurance companies list thanks to its average annual rates that are 25% below the national average, industry-best customer service, and slew of home insurance discounts available.
Pros and cons
Pros
Affordable rates
Over a dozen additional coverage options
Industry-best customer service and claims satisfaction ratings
Cons
Limited to people affiliated with the U.S. military
More details
Average cost: $1,479 per year
Discounts offered
Home and auto bundle
Other multi-policy
Protective devices
Connected home
Claims-free
Loyalty
State availability
USAA homeowners insurance is available in all 50 states and Washington, D.C.
How USAA compares to other home insurance companies
Coverage options: USAA outshines several competitors on this list of low-cost home insurance companies when it comes to coverage options available. It offers 15 optional policy add-ons, including extended dwelling coverage, protection for military uniforms, computers coverage, and standalone NFIP flood insurance and CEA earthquake insurance.
Customer satisfaction ratings: USAA earned the highest score of any insurer in J.D. Power’s 2022 customer and claims satisfaction study, and had the second-highest score in its 2022 digital experience study.
Awards: Founded over 100 years ago, USAA is one of the oldest home insurance companies on this list. With its extensive history in the business, it's no surprise USAA takes the No. 3 spot on our list of the largest home insurance companies of 2023, with $8 billion in written premiums in 2022 and holds a 6.67% market share in the U.S. It also tops our best home insurance companies of 2023 list, thanks to its numerous policy perks available to veterans and members of the military.
Homesite
4.3
All 50 states
Bundle home & auto
Offers earthquake insurance
Offers flood insurance
Smart home discounts
New homebuyer discount
Offers extended replacement cost
Offers wildfire insurance
Why we chose it
Homesite earns a spot on our cheapest home insurance companies list thanks to its average annual rates that are 24% below the national average and nine discount opportunities to lower your rates even more.
Pros and cons
Pros
Affordable rates nearly 25% cheaper than the national average
15 policy add-ons for extra protection, including extended replacement cost coverage
Offers flood and earthquake insurance, plus complimentary wildfire protection and mitigation services
Cons
Low score in J.D. Power’s claims satisfaction study
More details
Average rate: $1,487 per year
Discounts offered
New home purchase
Switching from a Homesite renters or condo policy
Bundling home and auto
Retired occupant
Fire protection system
Burglar alarms
Age of roof
Age of home
Opting for a Homesite endorsement package
State availability
Homesite offers home insurance policies in all 50 states and Washington, D.C.
How Homesite compares to other home insurance companies
Coverage options: As another one of our best-priced homeowners insurance companies, Homesite rivals competitors in the coverage add-ons it offers. These include extended replacement cost coverage for your home, replacement value coverage for your personal belongings, and water backup coverage. This low-cost home insurance company also offers flood and earthquake insurance, as well as complimentary wildfire protection and mitigation services to homeowners in select states at high risk of wildfire damage.
Customer satisfaction ratings: While Homesite earned a top 10 spot in J.D. Power’s 2022 digital experience study, it scored below average in its claims satisfaction survey. But the company as a whole garnered 60% fewer complaints on average in 2021 compared to similar-sized insurers, according to the National Association of Insurance Commissioners (NAIC) Complaint Index Report.
Awards: Founded around 25 years ago in 1997, Homesite is still relatively new compared to competitors who've been in business for over 100 years. Homesite doesn't make our list of the best home insurance companies of 2023, nor is it one of the 10 largest home insurance companies of the year.
2023 Policygenius award winner
Travelers
4.4
Bundle home & auto
New homebuyer discount
Mobile app
Offers extended replacement cost
Offers flood insurance
Why we chose it
Travelers tops off our list of the cheapest home insurance companies thanks to its average annual rate that's 19% below the national average, industry-best financial ratings, and flexible policy options for most home types and budgets.
Pros and cons
Pros
Green home coverage and discounts
Offers short-term rental coverage for Airbnb hosts
Doesn’t require prior insurance on the home
Cons
Subpar customer service ratings with J.D. Power
Underwhelming number of available discounts
More details
Average cost: $1,568 per year
Discounts offered
Multi-policy
Protective devices
Claims-free
New homebuyer
Green home
State availability
Travelers homeowners insurance is available in 48 states and Washington, D.C. — it is not available in Florida or California.
How Travelers compares to other home insurance companies
Coverage options: In addition to offering all of the standard home insurance coverages, Travelers has up to 12 optional coverages, including extended dwelling coverage, water backup coverage, and standalone flood insurance through the NFIP. This is on par with other home insurance companies on this list.
Customer satisfaction ratings: Of the companies included in J.D. Power’s 2022 customer satisfaction, claims satisfaction, and digital experience surveys, Travelers scored below the industry average. However, Travelers made up for the lower-than-average J.D. Power ratings by scoring favorably in the National Association of Insurance Commissioners (NAIC) National Complaint Index Report. From 2019 to 2021, Travelers received about half as many complaints as expected for a company of its size.
Awards: In business for a staggering 170 years, Travelers is one of the oldest home insurance companies in the country. With its extensive history in the business, it's no surprise Travelers takes the No. 6 spot on our list of the largest home insurance companies of 2023, with $5.6 billion in written premiums in 2022 and holds a 4.64% market share in the U.S. It also tops our best home insurance companies of 2023 list, thanks to its friendliness toward homeowners with poor credit.
Cheapest home insurance rates by state
Home insurance typically costs more in states prone to natural disasters, which is why home insurance rates tend to be higher in Florida, Texas, Oklahoma, Nebraska, and other places with frequent hurricanes or tornadoes.
But even in states where rates skew higher, you can often find affordable homeowners insurance rates. According to our analysis of rates in each state, Allstate and State Auto offer the cheapest home insurance in the most states.
State | Cheapest company | Average annual cost |
|---|---|---|
USAA | $1,035 | |
Western National | $1,040 | |
Armed Forces Insurance | $714 | |
State Auto | $1,608 | |
Allstate | $868 | |
State Auto | $308 | |
Vermont Mutual | $692 | |
Cumberland Mutual | $544 | |
Chubb | $890 | |
Security First Insurance | $713 | |
Cincinnati Insurance | $1,270 | |
DB Insurance | $286 | |
American National | $508 | |
Auto-Owners Insurance | $1,011 | |
Allstate | $856 | |
West Bend Mutual | $1,014 | |
Armed Forces Insurance | $1,132 | |
State Auto | $1,273 | |
Armed Forces Insurance | $1,037 | |
Vermont Mutual | $517 | |
Brethern Mutual | $656 | |
Quincy Mutual | $836 | |
Auto-Owners Insurance | $236 | |
Auto-Owners Insurance | $1,158 | |
Allstate | $1,372 | |
Armed Forces Insurance | $1,363 | |
Chubb | $1,226 | |
American Family | $1,919 | |
Universal Group | $769 | |
NGM Insurance | $581 | |
Cumberland Mutual | $481 | |
Farmers | $1,581 | |
NYCM Insurance | $659 | |
Kemper | $708 | |
North Star Mutual | $1,382 | |
Westfield Insurance | $813 | |
Allstate | $3,086 | |
Mutual of Enumclaw Insurance | $430 | |
Cumberland Mutual | $480 | |
Narragansett Bay | $770 | |
USAA | $726 | |
State Auto | $312 | |
State Auto | $1,048 | |
Farmers | $478 | |
American Family | $617 | |
Auto-Owners Insurance | $515 | |
Cincinnati Insurance | $828 | |
Allstate | $586 | |
USAA | $1,072 | |
West Bend Mutual | $817 | |
USAA | $711 |
Cheapest home insurance rates by city
Your city and even your specific ZIP code can also impact your home insurance premiums. Cities or ZIPs with a high rate of burglary or arson often see higher rates and more restricted coverage than cities with less regional risk.
According to our analysis of the 20 biggest cities in the U.S., Farmers, CSAA, and Allstate offer the most affordable homeowners insurance premiums in more major cities than any other company.
City | Cheapest company | Average annual cost |
|---|---|---|
Farmers | $475 | |
Kemper | $798 | |
Allstate | $1,171 | |
American Select Insurance | $820 | |
Farmers | $556 | |
State Auto | $336 | |
Farmers | $400 | |
Farmers | $497 | |
Farmers | $519 | |
Allstate | $992 | |
Universal North America | $869 | |
Allstate | $818 | |
NYCM | $1,091 | |
American Select Insurance | $936 | |
Armed Forces Insurance | $725 | |
Farmers | $518 | |
USAA | $810 | |
CSAA | $800 | |
CSAA | $724 | |
Allstate | $586 |
Cheapest homeowners insurance by dwelling coverage amount
Your insurance premiums are primarily based on how much dwelling coverage you need to repair or rebuild your house in the event of a disaster. Your dwelling limit is based on things like your home’s square footage and the current price of labor and construction materials in your area — not the home’s market value or your remaining mortgage balance.
Below are the most affordable home insurance companies for various levels of dwelling coverage. Narragansett Bay has the lowest average annual premium for a policy with $100,000 in coverage, while USAA is the cheapest company for policies with $200,000 to $500,000 in coverage.
Company | $100k dwelling | $200k dwelling | $300k dwelling | $400k dwelling | $500k dwelling |
|---|---|---|---|---|---|
$743 | $1,105 | $1,432 | $1,725 | $2,009 | |
$727 | $1,115 | $1,491 | $1,855 | $2,220 | |
$634 | $1,078 | $1,558 | $2,011 | $2,472 | |
$809 | $1,177 | $1,596 | $2,035 | $2,509 |
Cheapest homeowners insurance for bundling
Below are five of the cheapest home insurance for multi-policy discount deals. If you need both home and auto insurance and you’re interested in bundling, you might want to consider State Farm first.
Company | Average annual rate with discount | Average savings |
|---|---|---|
$1,487 | 30% | |
California Casualty | $1,493 | 18% |
$1,496 | 20% | |
$1,581 | 17% | |
$1,610 | 6% |
Cheapest homeowners insurance if you have bad credit
One of the factors that impacts your home insurance premium is your credit score. Homeowners who have a history of bad credit are generally more prone to file claims than homeowners with good credit scores — leading to higher rates. However, there are a few low-cost homeowners insurance companies that are friendlier toward homeowners with less-than-stellar credit than others.
Here are the cheapest home insurance companies if you have bad credit:
Company | Average annual cost |
|---|---|
$1,121 | |
$1,306 | |
$1,592 | |
$1,702 | |
$1,824 |
Cheapest homeowners insurance if you have a history of claims
Some insurance companies will increase your rates after a single claim, while others may outright deny you coverage if you have multiple claims on your record. Below are the five cheapest home insurance companies for a homeowner with three claims over a five-year period, with Auto-Owners’ average annual rate of $1,365 being the lowest.
Company | Average annual cost |
|---|---|
$1,365 | |
$1,608 | |
$1,926 | |
$2,005 | |
$2,023 |
Cheapest homeowners insurance for older homes
Some insurers also consider older homes to be high risk due to the increased chance of structural damage and water damage due to plumbing leaks. Older homes are also generally built with more obsolete materials that can be expensive to replace.
With an average annual premium of $1,159, Auto-Owners’ average older home premium is nearly $800 lower than the next cheapest company.
Company | Average annual cost |
|---|---|
$1,159 | |
$1,930 | |
$2,047 | |
$2,085 | |
$2,579 |
Cheapest homeowners insurance if you have a dangerous dog breed
Home insurance companies often consider so-called aggressive dog breeds, like Rottweilers and pit bulls, to be a liability concern due to the chance of bites or attacks. If you own one of these breeds, your insurer could charge you higher premiums to offset the heightened risk.
With an average annual rate of $1,191, Cincinnati Insurance offers the best price on home insurance for homeowners with an aggressive dog breed.
Company | Average annual cost |
|---|---|
$1,191 | |
$1,429 | |
$1,473 | |
$1,505 | |
$1,507 |
Cheapest homeowners insurance for high-deductible policies
Many insurance companies offer discount options and cheaper rates if you choose a high out-of-pocket deductible, but be careful about increasing it to an amount that you won’t be able to afford in the event of a claim.
Below are the companies that offer the most affordable rates for high-deductible policies. While Auto-Owners Insurance provides the cheapest average rates, State Farm and Hippo offer the biggest average savings.
Company | Average annual rate with discount | Average savings |
|---|---|---|
$713 | 18% | |
$1,020 | 3% | |
$1,071 | 49% | |
$1,131 | 15% | |
$1,170 | 13% |
Cheapest homeowners insurance for new homeowners
Most insurance companies also offer discounts to policyholders with new homes — or homes that are anywhere from 0 to 10 years old. According to our research, Auto-Owners Insurance and AAA top our list of the cheapest rates for new homeowners.
Company | Average annual rate with discount | Average savings |
|---|---|---|
$712 | 19% | |
$1,295 | 31% | |
$1,324 | 16% | |
$1,479 | 41% |
Cheapest homeowners insurance for low-income families
While insurance companies can't use your annual income to determine your home insurance premiums, in most U.S. states they are allowed to factor in your credit score. Generally speaking, this tends to adversely impact low-income families more than others.
However, there's a number of ways for low-income homeowners to find low-cost home insurance, such as bundling home and car insurance, looking into various discounts, and shopping around for cheaper rates.
Based on our analysis, Hippo, Allstate, Narragansett Bay, Cincinnati Insurance, and Travelers offer the most affordable home insurance coverage for homeowners with a poor credit score.
Company | Average annual cost |
|---|---|
$1,559 | |
$1,613 | |
$1,765 | |
$1,766 | |
$1,789 |
Cheapest homeowners insurance for seniors
Many home insurance companies offer discounts to seniors, retirees, or homeowners who live in a retirement community. Retirees likely spend more time at home, which means there’s less risk of break-ins and for sustained damage from covered losses like a pipe leak or fire.
Of the companies that offer discounts specifically to older adults or retirees, NYCM Insurance and Pacific Specialty top our list of the cheapest rates for seniors.
Company | Average annual rate |
|---|---|
$676 | |
$1,102 | |
$1,487 | |
$2,058 | |
$2,495 |
Cheapest homeowners insurance from smaller companies
While major home insurance providers tend to offer the most convenience, nationwide availability, and multi-policy bundling perks, you can often find cheaper and better coverage with small or regional insurers.
If you’re looking for personalized customer service and claims handling from a local agent, consider one of the following cheap regional home insurance companies.
Company | Average annual rate |
|---|---|
$437 | |
$659 | |
$661 | |
Texas Farm Bureau | $700 |
PEMCO | $736 |
$776 | |
$857 | |
$954 | |
$1,002 | |
$1,081 | |
$1,128 | |
$1,287 | |
$1,373 | |
California Casualty | $1,484 |
How to get cheap home insurance quotes
When getting homeowners insurance quotes, there are several things you can do to ensure you’re not overpaying for coverage. Below are the best ways to find a low-cost homeowners insurance company.
How real customers lowered their home insurance bill
With the increase in insurance rates nationwide over the last year, Policygenius ran a survey to see what homeowners were doing to offset these high costs and lower their insurance bill.
According to our Policygenius Home Insurance & Inflation Shopping Survey, 51% of homeowners lowered their home insurance costs last year by switching companies for a cheaper option, followed by 33% who bundled their home and auto insurance policies to get a cheaper rate.
Bottom line: Is cheap homeowners insurance best for me?
When deciding on a policy, you may be tempted to go with the cheapest homeowners insurance quote or a policy with comparably worse coverage but more affordable premiums than others.
Before doing this, consider the fact that while you may save on premiums in the short term, you could find yourself in a tough spot should you have to file a claim — potentially costing you more in the long run.
In other words, you’ll likely see cheaper rates if you lower your dwelling coverage limit or switch to a less comprehensive type of home insurance (like an HO-1 or HO-2). But doing this could also leave you underinsured and unable to rebuild after a disaster, or your policy may simply not be broad enough to cover the type of damage or loss you’re claiming.
In both cases, you’re potentially having to pay tens of thousands of dollars out of pocket to get your home back to its original condition. That’s why it’s important to pick a company that offers a mix of affordable rates, financial stability, dependable customer service and claims handling, and high-quality coverage options that work for your home.
Find the best cheap homeowners insurance near you
Below are the most highly-rated insurers in each state, according to our analysis of the best home insurance companies in the U.S. Click on your state for our guide to the best-priced homeowners insurance companies where you live.
State | Top-rated company | Average annual cost |
|---|---|---|
USAA | $1,035 | |
USAA | $1,712 | |
USAA | $856 | |
USAA | $2,476 | |
USAA | $994 | |
USAA | $2,286 | |
USAA | $1,233 | |
Allstate | $1,102 | |
USAA | $990 | |
State Farm | $2,128 | |
USAA | $1,639 | |
Allstate | $471 | |
USAA | $1,143 | |
USAA | $1,387 | |
USAA | $1,340 | |
USAA | $1,796 | |
Auto-Owners Insurance | $2,172 | |
Auto-Owners Insurance | $2,489 | |
USAA | $2,504 | |
Auto-Owners Insurance | $704 | |
USAA | $1,351 | |
USAA | $1,257 | |
USAA | $1,352 | |
Auto-Owners Insurance | $1,158 | |
USAA | $2,032 | |
USAA | $1,791 | |
USAA | $1,642 | |
USAA | $2,989 | |
USAA | $955 | |
USAA | $1,089 | |
USAA | $1,100 | |
State Farm | $1,796 | |
Allstate | $1,522 | |
USAA | $1,939 | |
Auto-Owners Insurance | $2,155 | |
USAA | $1,187 | |
USAA | $3,957 | |
USAA | $1,080 | |
USAA | $880 | |
Allstate | $1,403 | |
USAA | $726 | |
USAA | $2,312 | |
USAA | $1,646 | |
USAA | $2,609 | |
USAA | $1,197 | |
USAA | $881 | |
Auto-Owners Insurance | $1,240 | |
USAA | $1,023 | |
USAA | $1,072 | |
USAA | $1,135 | |
USAA | $711 |
Frequently asked questions
Can you get cheap homeowners insurance with a bad roof?
It’s possible to get cheap homeowners insurance with a bad roof, but you’ll want to shop around. The age and condition of your roof is a big factor in your home insurance costs. Some insurers may refuse to cover you if your roof is above a certain age. Others may agree to cover you under the condition that you repair or replace your roof within a certain timeframe.
Can you get cheap homeowners insurance if you have bad credit?
Some companies, like Hippo and Allstate, offer cheap home insurance to homeowners with bad credit, and there are other low-credit friendly companies out there. But in general, if your credit score is low, you’ll probably be quoted higher rates compared to homeowners with higher scores.
How do you compare homeowners insurance quotes?
You can compare homeowners insurance quotes through Policygenius. One of our expert agents can help you choose the best coverage for your needs, get you quotes from multiple top insurers, and then compare your options to choose the best policy for the best price.
Who has the cheapest home insurance?
We found that Erie, Auto-Owners Insurance, USAA, Homesite, and Travelers offer the cheapest homeowners insurance rates in the U.S.
