How much does The Hartford home insurance cost?
The average cost of home insurance with The Hartford is $2,495 per year for a policy with $300,000 in dwelling coverage. This is 27% more expensive than the national average.
Here’s the average yearly cost of The Hartford home insurance for five different levels of dwelling coverage:
Dwelling coverage limit
Average annual cost
What discounts does The Hartford offer?
You can save on the cost of The Hartford home insurance if you qualify for any of these discounts:
Auto and home bundle: If you bundle your home and auto insurance policies with The Hartford.
Retiree: If you’re a retiree working fewer than 24 hours per week.
Fire protection: If you install smoke detectors, sprinklers, or an alarm system in your home.
Home security system: If you have a burglar alarm or other security system in your home.
Claim-free: If you go so many years without filing a claim.
Keep in mind that availability of these discounts will vary by state.
The Hartford home insurance state availability
The Hartford offers home insurance policies in 37 states:
Arizona, Arkansas, California, Colorado, Connecticut, Georgia, Hawaii, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Missouri, Nevada, New Hampshire, New Jersey, New York, New Mexico, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, and Wisconsin.
What to expect with The Hartford home insurance
How to get a quote: You can get a home insurance quote with The Harrford online, by calling 877-422-2345 for AARP members or 888-413-8970 for non-members, or directly with an agent.
Customer service options: You can get in touch with The Hartford customer service by calling 800-423-0567 for AARP members or 800-624-5578 for non-members, or by logging in to your online account.
How to file a claim: You can file a home insurance claim with The Hartford by logging in to your online account, through its mobile app, by calling your agent, or by calling 877-805-9918 for AARP members or 800-243-5860 for non-members.
How to cancel your policy: You can cancel your The Hartford home insurance policy by calling your local agent (their contact info should be on your policy declarations page), by calling 800-423-0567 for AARP members or 800-624-5578 for non-members, or by visiting your local agent in person.