Policygenius reviews life insurance carriers based on cost, confidence, customer ratings, policy options, & ease of application. Find all of our reviews and comparisons here.
Applying for life insurance can feel intimidating.
But it’s really not all that bad, so long as you got a decent guide by your side.
Our life insurance carrier reviews include the unique details of each carrier’s main product, complete with breakdowns of all the pros and cons specific to that company. We lay it all out for you so you feel comfortable choosing the best policy long before your first premium payment.
As a major part of your family's safety net, it’s important that your carrier of choice fits your individual needs. To create the most comprehensive reviews possible, we assess life insurance carriers based five categories:
To make shopping for life insurance seamless we did all the research for you. With access to life insurance agents, partner carriers, and mountains of industry data, Policygenius reviewers provide all the information you need to make the right decision.
→ Learn more about how we rate life insurance carriers
At first, it may look like many carriers have similar features. And many of them do! Similar term lengths, the same amount of optional riders, and so on.
But dig deeper and you’ll find there are slight differences when it comes to things like pricing for certain health conditions or the availability of valuable features like skipping the medical exam.
On this page, you’ll find links to every life insurance carrier review written by our editors, including carriers partnered with Policygenius as well as non-partners. This page is updated continuously, so if you’re curious about a carrier and you don't see it here, chances are you’ll find it the next time you visit.
Find the best life insurance company for you
What’s really the difference between life insurance carriers? For more detailed comparisons, you’ll want to peek at our “versus” pages. They compare and contrast individual life insurance carriers, and their premier policies, with one another.
Don’t worry, this isn’t a “one man enters, one man leaves” situation. Certain carriers are better-suited to certain people and certain conditions. If you want to decide what carrier to go with by looking at them side-by-side, then our comparison pages will help you find out what exactly it is you’re looking for.
→ See our list of the best life insurance carriers in 2020 here