Policygenius is the online insurance marketplace combining cutting-edge technology with the expertise of real licensed agents to help people get the coverage they need to protect their family, property, and finances with confidence. Since 2014, our content, digital tools, and experts have served as a resource for millions of people on their insurance journey, and we have sold more than $160 billion in coverage from our headquarters in New York City and Durham, North Carolina.
How we’re different
Comparison shopping made easy
No need to fill out forms on a dozen different sites — with Policygenius’ modern tools, you can compare quotes from multiple leading insurance companies side by side in minutes. Already have coverage? We can help you re-shop your policy to look for a lower rate.
Advice that puts you first
With hundreds of licensed insurance agents standing by and thousands of fact-checked articles on our site, we’ve got answers to all of your questions, whether you want to talk to someone live or research on your own.
Rigorous editorial standards
Our articles are written and edited by a best-in-class editorial team, then thoroughly fact-checked by licensed insurance agents and certified financial planners. Read more about our editorial standards, including our editorial process, leaders, and expert reviewers.
How we make money
We’re an independent insurance broker, so we get paid a commission by insurance companies for each sale. Insurance commissions are already built into the price of an insurance policy, so you’re not paying any extra for working with us to buy a policy. Our compensation on any particular purchase may vary depending on a number of factors, including the type and size of product, the insurer, and the volume of business we have with an insurer, but we don’t push for or give preference to any one insurer over another because of the commission. We're here to fight for you, not for ourselves.
Is it cheaper to buy insurance through Policygenius?
Insurance rates are regulated by law, which means that no company, broker, or agent can offer you a discount on a policy. You can still save money, though! Each insurer calculates risk differently, and they all strive to offer policies at competitive prices. That’s why Policygenius helps you compare quotes from multiple companies in one place: to make it easy to find potential savings on the right policy for your needs.
Is Policygenius a corporate affiliate of any insurance company?
No. We’re an independent insurance agency, which means that we’re not owned by an insurance company, nor do we own one. We sell insurance policies from multiple insurers without bias or favor toward any of them. It’s important to us that we help you find the right insurance policy for your needs, no matter which company you buy that policy from.
Our licenses
All insurance brokers are required by law to be licensed in each state they do business. You can find our licenses here.
Our history
In the early 2010s, two McKinsey consultants, Jennifer Fitzgerald and Francois de Lame, realized the insurance industry was stuck in the Stone Age. Their idea: “Could we modernize life insurance online and help people feel good about finding the right coverage?”
In 2014, they launched a startup in New York City called…KnowItOwl. The name didn’t last, but the idea did. By the end of the following year, the rebranded Policygenius had already reached more than 800,000 people looking for the right life insurance.
Since then, we’ve expanded to offer home, auto, disability, renters, and other types of insurance and opened a second headquarters in Durham, North Carolina. Today, we’ve helped millions of people find the best financial protection solutions for their needs — and judging from our reviews, we've helped them feel good about it.
To learn more about our history, check out NPR’s interview with our co-founder and CEO, Jennifer Fitzgerald, on the podcast How I Built This with Guy Raz.
Our founders
Jennifer Fitzgerald
Founder & CEO
Jennifer is the Chief Executive Officer at Policygenius. Previously, she was a management consultant at McKinsey & Company. She was named the EY Entrepreneur of the Year in 2019 and one of Fast Company’s 100 Most Creative People in Business in 2018. Jennifer has appeared on NPR’s How I Built This and shared insights in The New York Times and Wall Street Journal. Early in her career, she was a Peace Corps volunteer and did standup comedy. Jennifer is a graduate of Columbia Law School and Florida State University.
Founder & CEO
Jennifer is the Chief Executive Officer at Policygenius. Previously, she was a management consultant at McKinsey & Company. She was named the EY Entrepreneur of the Year in 2019 and one of Fast Company’s 100 Most Creative People in Business in 2018. Jennifer has appeared on NPR’s How I Built This and shared insights in The New York Times and Wall Street Journal. Early in her career, she was a Peace Corps volunteer and did standup comedy. Jennifer is a graduate of Columbia Law School and Florida State University.
Francois de Lame
Founder & Chief Product Officer
Francois leads product strategy and development at Policygenius. He was previously our CMO and built our marketing organization from the ground up. Earlier in his career, Francois held marketing leadership roles at Identified, a venture-backed company acquired by Workday, and SABMiller. Francois began his career as a management consultant at McKinsey & Company, where he and Jennifer met. Originally from South Africa, Francois is a graduate of Harvard Business School and the University of Cape Town.
Founder & Chief Product Officer
Francois leads product strategy and development at Policygenius. He was previously our CMO and built our marketing organization from the ground up. Earlier in his career, Francois held marketing leadership roles at Identified, a venture-backed company acquired by Workday, and SABMiller. Francois began his career as a management consultant at McKinsey & Company, where he and Jennifer met. Originally from South Africa, Francois is a graduate of Harvard Business School and the University of Cape Town.
Editorial standards
Meet our editorial leaders and see how we publish the best insurance research on the internet.
Our reviews
Find out what our customers and financial experts across the country have to say about Policygenius.
Welcome to the best job you've ever had.