The Policygenius Life Insurance Price Index

U.S. monthly averages as of April 1, 2021

Age / Sex

$250K

Coverage Amount

$500K

Coverage Amount

$1M

Coverage Amount

25 years old

Female

$14.25
$21.26
$34.54

25 years old

Male

$17.13
$27.10
$45.18

35 years old

Female

$16.48
$25.43
$42.61

35 years old

Male

$18.70
$30.29
$51.72

45 years old

Female

$28.41
$47.52
$86.37

45 years old

Male

$35.31
$60.78
$113.62

55 years old

Female

$60.30
$108.02
$206.18

55 years old

Male

$83.68
$151.22
$286.62

U.S. monthly averages as of April 1, 2021

Age / Sex

$250K

Coverage Amount

$500K

Coverage Amount

$1M

Coverage Amount

25 years old

Female

$35.43
$59.97
$111.21

25 years old

Male

$43.82
$75.09
$139.49

35 years old

Female

$45.28
$79.77
$146.53

35 years old

Male

$54.00
$95.10
$179.82

45 years old

Female

$91.24
$167.18
$319.91

45 years old

Male

$123.14
$229.26
$441.04

55 years old

Female

$201.32
$373.51
$720.99

55 years old

Male

$292.14
$538.07
$1043.14
 

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