The Policygenius Life Insurance Price Index

U.S. monthly averages as of September 1, 2020

Age / Sex

$250K

Coverage Amount

$500K

Coverage Amount

$1M

Coverage Amount

25 years old

Female
$14.24
$21.26
$34.50

25 years old

Male
$17.15
$27.10
$45.21

35 years old

Female
$16.53
$25.53
$42.67

35 years old

Male
$18.79
$30.41
$51.85

45 years old

Female
$28.43
$47.62
$86.53

45 years old

Male
$35.39
$60.92
$113.64

55 years old

Female
$60.29
$108.05
$206.88

55 years old

Male
$84.14
$151.80
$287.51

U.S. monthly averages as of September 1, 2020

Age / Sex

$250K

Coverage Amount

$500K

Coverage Amount

$1M

Coverage Amount

25 years old

Female
$35.28
$59.61
$110.31

25 years old

Male
$43.25
$73.81
$137.64

35 years old

Female
$44.95
$78.90
$144.26

35 years old

Male
$52.84
$93.83
$177.46

45 years old

Female
$90.68
$165.68
$316.29

45 years old

Male
$120.93
$225.33
$433.18

55 years old

Female
$197.72
$372.51
$714.29

55 years old

Male
$283.17
$528.59
$1024.20
 

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