The Policygenius Life Insurance Price Index

U.S. monthly averages as of June 1, 2021

Age / Sex

$250K

Coverage Amount

$500K

Coverage Amount

$1M

Coverage Amount

25 years old

Female

$14.23
$21.23
$34.52

25 years old

Male

$17.12
$27.08
$45.14

35 years old

Female

$16.47
$25.41
$42.63

35 years old

Male

$18.68
$30.27
$51.73

45 years old

Female

$28.39
$47.49
$86.31

45 years old

Male

$35.28
$60.76
$113.60

55 years old

Female

$60.23
$107.94
$206.06

55 years old

Male

$83.64
$151.23
$286.53

U.S. monthly averages as of June 1, 2021

Age / Sex

$250K

Coverage Amount

$500K

Coverage Amount

$1M

Coverage Amount

25 years old

Female

$35.39
$59.95
$111.16

25 years old

Male

$43.79
$75.09
$139.48

35 years old

Female

$45.25
$79.74
$146.47

35 years old

Male

$53.99
$95.09
$179.82

45 years old

Female

$91.14
$167.07
$319.69

45 years old

Male

$123.10
$229.26
$441.04

55 years old

Female

$201.11
$373.25
$720.43

55 years old

Male

$292.16
$538.10
$1043.16
 

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