The Policygenius Life Insurance Price Index

U.S. monthly averages as of November 1, 2021

Age / Sex

$250K

Coverage Amount

$500K

Coverage Amount

$1M

Coverage Amount

25 years old

Female

$41.64

$63.11

$108.26

25 years old

Male

$48.45

$79.41

$134.57

35 years old

Female

$43.07

$65.31

$108.16

35 years old

Male

$50.38

$79.16

$136.96

45 years old

Female

$67.83

$104.92

$193.16

45 years old

Male

$80.10

$129.42

$240.54

55 years old

Female

$117.49

$182.83

$349.09

55 years old

Male

$154.82

$258.98

$499.87

Month-over-month pricing analysis

U.S. monthly averages as of November 1, 2021

Age / Sex

$250K

Coverage Amount

$500K

Coverage Amount

$1M

Coverage Amount

25 years old

Female

$14.40

$21.26

$34.42

25 years old

Male

$17.40

$27.15

$45.21

35 years old

Female

$16.80

$25.72

$43.14

35 years old

Male

$19.20

$30.66

$52.31

45 years old

Female

$29.24

$47.90

$86.63

45 years old

Male

$36.01

$60.97

$113.81

55 years old

Female

$62.10

$108.99

$207.67

55 years old

Male

$86.79

$152.45

$289.31

U.S. monthly averages as of November 1, 2021

Age / Sex

$250K

Coverage Amount

$500K

Coverage Amount

$1M

Coverage Amount

25 years old

Female

$34.55

$57.93

$107.18

25 years old

Male

$43.11

$73.48

$136.78

35 years old

Female

$44.37

$77.63

$143.77

35 years old

Male

$53.61

$93.76

$177.77

45 years old

Female

$89.92

$163.92

$315.54

45 years old

Male

$122.33

$226.56

$436.27

55 years old

Female

$197.95

$364.91

$708.13

55 years old

Male

$286.77

$526.29

$1031.16

 

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