The Policygenius Life Insurance Price Index

U.S. monthly averages as of September 1, 2021

Age / Sex

$250K

Coverage Amount

$500K

Coverage Amount

$1M

Coverage Amount

25 years old

Female

$14.25

$21.14

$34.31

25 years old

Male

$17.17

$27.00

$44.90

35 years old

Female

$16.54

$25.47

$42.75

35 years old

Male

$18.78

$30.37

$51.87

45 years old

Female

$28.49

$47.53

$86.15

45 years old

Male

$35.39

$60.76

$113.52

55 years old

Female

$60.42

$108.17

$206.22

55 years old

Male

$84.20

$151.54

$287.11

U.S. monthly averages as of September 1, 2021

Age / Sex

$250K

Coverage Amount

$500K

Coverage Amount

$1M

Coverage Amount

25 years old

Female

$35.23

$59.72

$110.74

25 years old

Male

$43.63

$74.84

$139.01

35 years old

Female

$45.07

$79.46

$145.98

35 years old

Male

$53.79

$94.80

$179.27

45 years old

Female

$90.80

$166.52

$318.66

45 years old

Male

$122.68

$228.56

$439.72

55 years old

Female

$200.33

$371.91

$717.86

55 years old

Male

$291.19

$536.46

$1039.87

 

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