The Policygenius Life Insurance Price Index

U.S. monthly averages as of January 1, 2021

Age / Sex

$250K

Coverage Amount

$500K

Coverage Amount

$1M

Coverage Amount

25 years old

Female
$14.23
$21.20
$34.51

25 years old

Male
$17.08
$27.01
$45.17

35 years old

Female
$16.46
$25.40
$42.49

35 years old

Male
$18.66
$30.23
$51.55

45 years old

Female
$28.32
$47.45
$86.33

45 years old

Male
$35.25
$60.74
$113.33

55 years old

Female
$60.18
$107.78
$206.49

55 years old

Male
$83.54
$150.92
$286.53

U.S. monthly averages as of January 1, 2021

Age / Sex

$250K

Coverage Amount

$500K

Coverage Amount

$1M

Coverage Amount

25 years old

Female
$35.19
$59.66
$110.59

25 years old

Male
$43.41
$74.40
$138.64

35 years old

Female
$45.03
$79.31
$145.68

35 years old

Male
$53.53
$94.55
$178.74

45 years old

Female
$90.75
$166.28
$318.11

45 years old

Male
$122.20
$227.42
$438.29

55 years old

Female
$199.78
$371.51
$717.15

55 years old

Male
$289.31
$534.87
$1036.84
 

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