The Policygenius Life Insurance Price Index

U.S. monthly averages as of October 1, 2020

Age / Sex

$250K

Coverage Amount

$500K

Coverage Amount

$1M

Coverage Amount

25 years old

Female
$14.22
$21.20
$34.49

25 years old

Male
$17.08
$27.01
$45.17

35 years old

Female
$16.46
$25.39
$42.48

35 years old

Male
$18.67
$30.23
$51.55

45 years old

Female
$28.31
$47.45
$86.33

45 years old

Male
$35.26
$60.76
$113.36

55 years old

Female
$60.08
$107.74
$206.37

55 years old

Male
$83.54
$150.93
$286.53

U.S. monthly averages as of October 1, 2020

Age / Sex

$250K

Coverage Amount

$500K

Coverage Amount

$1M

Coverage Amount

25 years old

Female
$35.18
$59.64
$110.54

25 years old

Male
$43.40
$74.40
$138.64

35 years old

Female
$45.01
$79.28
$145.60

35 years old

Male
$53.53
$94.55
$178.74

45 years old

Female
$90.68
$166.17
$317.89

45 years old

Male
$122.20
$227.42
$438.26

55 years old

Female
$199.63
$371.26
$716.60

55 years old

Male
$289.29
$534.85
$1036.76
 

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