The Policygenius Life Insurance Price Index

U.S. monthly averages as of December 1, 2021

Age / Sex

$250K

Coverage Amount

$500K

Coverage Amount

$1M

Coverage Amount

25 years old

Female

$14.25

$21.05

$34.08

25 years old

Male

$17.24

$26.90

$44.83

35 years old

Female

$16.61

$25.45

$42.69

35 years old

Male

$18.97

$30.31

$51.77

45 years old

Female

$28.91

$47.52

$85.95

45 years old

Male

$35.63

$60.52

$112.95

55 years old

Female

$61.28

$108.02

$205.95

55 years old

Male

$85.70

$151.10

$287.24

U.S. monthly averages as of December 1, 2021

Age / Sex

$250K

Coverage Amount

$500K

Coverage Amount

$1M

Coverage Amount

25 years old

Female

$34.04

$57.25

$105.90

25 years old

Male

$42.45

$72.69

$135.62

35 years old

Female

$43.86

$76.97

$142.12

35 years old

Male

$53.00

$92.87

$176.32

45 years old

Female

$88.92

$162.56

$312.46

45 years old

Male

$120.87

$224.46

$431.70

55 years old

Female

$195.97

$361.71

$700.92

55 years old

Male

$283.74

$521.25

$1021.06

 

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