Cheapest car insurance companies overall
We found that the cheapest car insurance company overall is Auto-Owners, which offers minimum coverage for $27 per month. That’s $293 less than the national average — but Auto-Owners isn’t available in every state.
USAA and GEICO are the cheapest large car insurance companies, and available everywhere. But since USAA is only available to active and retired members of the military and their families, the average driver is more likely to find low car insurance rates with GEICO.
Company | Average monthly cost | Average annual cost | Difference from national average |
|---|---|---|---|
$27 | $327 | -47% | |
$28 | $335 | -46% | |
$31 | $369 | -40% | |
$31 | $370 | -40% | |
$34 | $402 | -35% | |
$40 | $475 | -23% | |
Farm Bureau | $40 | $478 | -23% |
$44 | $526 | -15% |
Best cheap car insurance by driver
We analyzed cost data to find the cheapest companies for car insurance for every type of driver. While GEICO has the cheapest car insurance for most drivers, that doesn't mean it's necessarily the cheapest company for you.
The best way to find cheap liability car insurance (also called third-party insurance) is by shopping around and comparing quotes from more than one company.
Cheapest for families with teen drivers: Farm Bureau
Cheapest for good drivers: Progressive
Cheapest after an accident, speeding ticket, or DUI: State Farm
Cheapest for non-standard car insurance: National General
Methodology: Why you can trust our picks for the cheapest companies
How we found the cheapest rates
Policygenius experts analyzed hundreds of thousands of rates from more than 130 companies to find the cheapest car insurance in America for different types of drivers.
Our analysis used rate data provided by Quadrant Information Services. Our sample policy was for a 30-year-old male driver with a 2017 Toyota Camry and the following coverage limits:
Bodily injury liability: $50,000 per person, $100,000 per accident
Property damage liability: $50,000 per accident
Uninsured/underinsured motorist: $50,000 per person, $100,000 per accident
Comprehensive: $500 deductible
Collision: $500 deductible
We found the cost of adding a new driver using a sample 16-year-old driver, while our rates for senior drivers were for drivers ages 60 to 70 years old.
"Small" and "large" car insurance companies are based on market share. Our recommendations for cheapest smaller companies fall outside of the top 10 largest companies for market share. Some carriers may be represented by affiliates or subsidiaries. Rates provided are a sample of costs. Your actual quotes may differ.
How we calculated our ratings
We calculated our expert ratings by considering cost, availability, customer experience and satisfaction, and coverage options. Our own Policygenius agents — who have years of experience working with real car insurance shoppers — also weighed in.
We assigned weights to each category based on its relative importance, then found the weighted average of these values for each company. The raw scores we assigned to each company were converted into a “z-score” and then a “t-score,” which were then standardized on a 5-point scale.
To come up with our company ratings, we accumulated company data for price, financial strength, customer experience, and coverage options. Each category's weight is based on research and insight from our own licensed insurance editors and operations specialists. Here’s how our ratings categories break down:
Price (35%): We gave each company a score based on its average rate and available discounts.
Financial strength (25%): We gave point values based on each company’s A.M. Best Financial Strength Rating, S&P credit rating, and Moody’s credit rating.
Customer experience (20%): We scored companies based on how they performed on the most recent J.D. Power Auto Claims Satisfaction and Digital Experience surveys. This category also considers a company's complaint index, which is provided by the National Association of Insurance Commissioners.
Coverage options (20%): We scored companies for the number of coverage types offered and the quality of these options. Less common endorsements earned higher scores compared to add-ons that most companies offer.
Cheapest for families with teen drivers: Farm Bureau ($27)
Farm Bureau
4.7
All 50 states
Bundle home & auto
Good student discount
Mobile app
Offers classic car insurance
Usage-based discount
Why we chose it
Farm Bureau’s car insurance costs much less than average, even after you take into account the membership fee. Farm Bureau also has the cheapest rates for parents who need to add a teen driver to their policy.
Pros and cons
Pros
Cheap rates
Offers new car replacement
Special discount for drivers under 25
Cons
Coverage and rates can vary by region
More details
State availability
Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming
Farm Bureau is the cheapest car insurance company for families with teens. On average, adding a teen driver (16 to 19) to your Farm Bureau policy will raise your rates to $168 per month, or $2,012 per year. That’s less than the national average of $3,327 per year.
Farm Bureau also has affordable rates for young drivers who get their own policies (though that’s still much more expensive than adding a teen to an existing policy). Teens getting their own car insurance pay an average of $288 per month with Farm Bureau, compared to the average of $469 a month.
Compare the cheapest rates for families with teen drivers
Company | Average monthly rate | Average annual rate |
|---|---|---|
USAA* | $165 | $1,983 |
Farm Bureau | $168 | $2,012 |
NJM | $169 | $2,022 |
GEICO | $179 | $2,147 |
MAPFRE | $202 | $2,420 |
Cheapest for military families: USAA ($141)
USAA
5.0
All 50 states
Bundle home & auto
Usage-based discount
Good student discount
Coverage for rideshare drivers
Mobile app
Offers classic car insurance
Offers motorcycle insurance
Why we chose it
USAA has the cheapest car insurance rates for drivers who are a member of the military, a veteran, or a part of a military family (it’s also known for high customer service ratings).
Pros and cons
Pros
Low rates
Available nationwide
High customer service ratings
Cons
Only available to military members and their families
More details
State availability
Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming
USAA has the cheapest car insurance for military families and veterans. On average, a policy that includes coverage for a driver who’s 16 to 21 years old costs $141 per month with USAA. That’s $966 cheaper than average ($2,653 per year).
USAA isn’t just cheap for families. It’s one of the cheapest car insurance companies overall, with an average rate of $87 per month for a single driver.
Compare the cheapest rates for military families
Company | Average monthly rate | Average annual rate |
|---|---|---|
USAA | $141 | $1,687 |
Farm Bureau | $154 | $1,850 |
NJM | $154 | $1,853 |
GEICO | $155 | $1,856 |
Auto-Owners | $188 | $2,260 |
Cheapest for good drivers: Progressive ($70)
Progressive
4.3
All 50 states
Usage-based discount
Offers gap coverage
Offers motorcycle insurance
Coverage for rideshare drivers
Accident forgiveness
Bundle home & auto
Good student discount
Mobile app
Offers classic car insurance
Why we chose it
If you’re a good driver, you may be able to qualify for major savings through Progressive’s Snapshot program, which we found to be one of the best usage-based discounts around.
Pros and cons
Pros
Rewards safe drivers
Offers rideshare insurance and other less-common coverages
Variety of discounts and ways to save
Cons
Premiums are above industry average
More details
State availability
Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming
Safe drivers who sign up for Snapshot (Progressive’s usage-based insurance program), pay an average of just $70 per month for car insurance. If you’re comfortable being tracked, and sharing data about your driving habits with Progressive through a mobile app, this discount may be worth it.
Company | Average monthly rate | Average annual rate |
|---|---|---|
Progressive | $70 | $838 |
USAA* | $87 | $1,050 |
MAPFRE | $89 | $1,066 |
Nationwide | $91 | $1,088 |
State Farm | $91 | $1,091 |
Cheapest after an accident, speeding ticket, or DUI: State Farm ($120)
State Farm
4.8
Bundle home & auto
Coverage for rideshare drivers
Good student discount
Mobile app
Usage-based discount
Offers motorcycle insurance
Offers classic car insurance
Why we chose it
State Farm has cheap minimum and full-coverage car insurance. It’s also cheap for drivers with an accident or violation on their record, like an accident or DUI.
Pros and cons
Pros
Available in almost every state
Low rates for teens and drivers with accidents
High customer satisfaction ratings
Cons
Limited coverage options
More details
State availability
Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming
State Farm is the cheapest car insurance company for drivers with an at-fault accident, speeding ticket, or DUI. On average, these drivers pay $120 per month for State Farm car insurance, or $1,436 per year — $1,496 less than average.
When your rates return to normal after a few years of safe driving, State Farm may still be the cheapest company for you. On average, State Farm costs $95 per month for full coverage with a clean record, $497 less than average.
Compare the cheapest rates after an accident, DUI, or speeding ticket
Company | Average monthly rate | Average annual rate |
|---|---|---|
USAA | $111 | $1,329 |
Erie | $112 | $1,344 |
State Farm | $114 | $1,370 |
MAPFRE | $122 | $1,469 |
Auto-Owners Insurance | $145 | $1,745 |
Cheapest for drivers with bad credit: MAPFRE ($125)
MAPFRE
4.6
Good student discount
Bundle home & auto
Offers new car replacement
Mobile app
Why we chose it
Poor credit can affect your car insurance rates almost as much as an accident, but MAPFRE has the best rates for drivers with poor or bad credit scores.
Pros and cons
Pros
Cheap rates for clean driving records
Useful add-ons, like personal belongings coverage
Offers a handful of discounts
Cons
Not available in every state
More details
State availability
Arizona, California, Connecticut, Idaho, Indiana, Kentucky, Maine, Massachusetts, New Hampshire, New Jersey, New York, Ohio, Oregon, Pennsylvania, Rhode Island, Tennessee, Washington, Vermont
At $125 a month, MAPFRE is the cheapest car insurance company for drivers who have poor or bad credit. That’s $1,504 per year, or $1,613 less than the average rate for car insurance with bad credit.
While MAPFRE is an affordable option for drivers with bad credit, some states (California, Hawaii, Massachusetts, and Michigan) don't allow car insurance companies to consider your credit score when setting rates.
Compare the cheapest rates for bad credit
Company | Average monthly rate | Average annual rate |
|---|---|---|
MAPFRE | $125 | $1,504 |
GEICO | $157 | $1,885 |
USAA | $170 | $2,042 |
NJM | $176 | $2,117 |
Nationwide | $181 | $2,166 |
Cheapest reliable car insurance: Erie ($30)
Erie
4.9
Offers new car replacement
Good student discount
Accident forgiveness
Bundle home & auto
Mobile app
Coverage for rideshare drivers
Offers classic car insurance
Usage-based discount
Offers motorcycle insurance
Offers gap coverage
Why we chose it
In addition to being one of the cheapest car insurance companies around, Erie also offers drivers a range of add-ons, including gap insurance and personal belongings coverage. A policy from Erie comes with accident forgiveness after three years, too.
Pros and cons
Pros
Low car insurance rates
Lots of useful add-ons, like new car replacement
Accident forgiveness automatically included after three years
Cons
Not available in every state
More details
State availability
District of Columbia, Illinois, Indiana, Kentucky, Maryland, New York, North Carolina, Ohio, Pennsylvania, Tennessee, Virginia, West Virginia, Wisconsin
Erie is the best all-around cheap company for reliable customer service. You want your car insurance to be there when you need it most, like after an an accident or claim, and Erie has top-rated claims satisfaction in addition to affordable rates.
On average, minimum-coverage car insurance (meaning third-party car insurance) from Erie costs $31 per month. That’s $370 per year, or $247 cheaper than the national average. Your rates could be even cheaper, especially if you qualify for any of Erie’s many auto insurance discounts.
Compare ratings for the cheapest companies
Company | Policygenius rating | Average monthly cost |
|---|---|---|
USAA* | 5.0 | $31 |
Erie | 4.9 | $31 |
State Farm | 4.8 | $40 |
Auto-Owners Insurance | 4.7 | $27 |
MAPFRE | 4.6 | $28 |
Cheapest for non-standard car insurance: National General ($273)
National General
3.5
All 50 states
Mobile app
Bundle home & auto
Offers motorcycle insurance
Why we chose it
High-risk drivers who need non-standard insurance can have a tough time finding affordable coverage, National General offers non-standard car insurance at lower-than-average rates.
Pros and cons
Pros
Offers emergency expense allowance of up to $500
Affordable option for high-risk drivers
Online customer service available
Cons
Higher-than-average rates
Few additional coverage options
More details
State availability
Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming
Non-standard car insurance isn’t as cheap or as common as standard coverage, but there are still some companies that are known for offering this type of coverage at an affordable price. We found that the cheapest insurance for non-standard drivers comes from National General, which is backed by Allstate.
On average, National General costs non-standard drivers $240 per month. That’s more expensive than a normal policy but 9% cheaper than the average cost of car insurance after a DUI and license suspension.
Compare the cheapest rates from non-standard companies
Company | Average monthly rate | Average annual rate |
|---|---|---|
National General | $273 | $3,272 |
Foremost | $300 | $3,604 |
Alliance United | $364 | $4,373 |
SafeAuto | $385 | $4,621 |
UAIC | $456 | $5,477 |
Full list of the best cheap auto insurance companies
We evaluated the average price, customer service, and coverage offerings from top car insurance companies to find the best ones for cheap coverage. Check out our list of the best cheap car insurance companies:
Company | Overall rating | Average annual rate | Complaints received |
|---|---|---|---|
3.7/5 ★ | $2,134 | Below average (0.64) | |
4.5/5 ★ | $1,526 | Below average (0.17) | |
4.2/5 ★ | $2,055 | Below average (0.73) | |
4.3/5 ★ | $1,479 | Below average (0.16) | |
4.5/5 ★ | $689 | Below average (0.51) | |
4.7/5 ★ | $1,574 | Below average (0.66) | |
4.7/5 ★ | $1,165 | Below average (0.66) | |
4.7/5 ★ | $1,416 | Below average (0.14) | |
4.7/5 ★ | N/A | Below average (0.97) | |
4.9/5 ★ | $1,181 | Above average (1.27) | |
4.4/5 ★ | $2,084 | Below average (0.81) | |
Farm Bureau | 4.2/5 ★ | $1,547 | Below average (0.08) |
4.7/5 ★ | $1,192 | Above average (1.07) | |
4.0/5 ★ | $1,341 | Below average (0.00) | |
4.1/5 ★ | $1,923 | Above average (1.18) | |
4.6/5 ★ | $1,040 | Below average (0.22) | |
3.3/5 ★ | $2,577 | Below average (0.71) | |
3.5/5 ★ | $1,898 | Above average (5.57) | |
4.3/5 ★ | $1,475 | Below average (0.39) | |
4.7/5 ★ | $1,262 | Below average (0.06) | |
4.4/5 ★ | $1,780 | Below average (0.65) | |
3.1/5 ★ | $916 | Above average (1.79) | |
4.2/5 ★ | $1,405 | Below average (0.76) | |
3.9/5 ★ | $1,987 | Above average (1.18) | |
4.8/5 ★ | $1,141 | Below average (0.67) | |
4.7/5 ★ | $1,351 | Below average (0.37) | |
5.0/5 ★ | $1,044 | Above average (1.02) | |
3.8/5 ★ | $959 | Above average (1.04) |
Rates are for a minimum-coverage policy for a driver with no recent accidents or violations
Learn more about how to find cheap car insurance
Our picks are a starting place, but there’s no guarantee that the cheapest car insurance company for one driver will also be your cheapest option.
That’s because rates vary by everything from your location to your age to your driving history. Before you start looking for coverage, take a look at some of the cheapest companies for drivers in your area or with your profile.
Then, compare quotes from at least a few companies. We estimate that drivers who don’t compare before buying what they think is the cheapest insurance can overpay by hundreds of dollars each month.
Use these links to learn more about the cheapest car insurance in your location and for your age, plus other tips for smart shopping.
Cheapest car insurance companies by state
Car insurance costs vary by location, and the cheapest company in one state may not be the most affordable option in another. We found that USAA is the cheapest option in 20 states, the most of any one company, and State Farm has the cheapest car insurance in 10 states.
State | Cheapest company | Second-cheapest company |
|---|---|---|
USAA | Travelers | |
USAA | GEICO | |
Auto-Owners | GEICO | |
USAA | State Farm | |
Wawanesa | GEICO | |
American National | GEICO | |
GEICO | USAA | |
State Farm | Travelers | |
GEICO | USAA | |
State Farm | GEICO | |
Auto-Owners | USAA | |
GEICO | State Farm | |
American National | State Farm | |
Pekin | COUNTRY Financial | |
USAA | State Farm | |
State Farm | Pekin | |
USAA | GEICO | |
GEICO | USAA | |
USAA | State Farm | |
USAA | Auto-Owners | |
USAA | GEICO | |
USAA | GEICO | |
GEICO | USAA | |
State Farm | Farm Bureau | |
USAA | National General | |
USAA | State Farm | |
USAA | State Farm | |
Auto-Owners | Nationwide | |
GEICO | State Farm | |
USAA | State Farm | |
GEICO | NJM | |
USAA | State Farm | |
Kemper | Progressive | |
Erie | Utica | |
USAA | State Farm | |
USAA | State Farm | |
USAA | State Farm | |
State Farm | COUNTRY Financial | |
State Farm | Travelers | |
State Farm | USAA | |
American National | USAA | |
State Farm | Kemper | |
USAA | State Farm | |
Farm Bureau | State Farm | |
GEICO | USAA | |
State Farm | USAA | |
State Farm | USAA | |
PEMCO | USAA | |
USAA | State Farm | |
USAA | GEICO | |
American National | USAA |
Cheapest car insurance companies by city
Car insurance is usually more expensive for drivers in big cities. Crowded streets mean more accidents, and more accidents mean higher average rates than those for drivers living in less densely populated parts of the country.
Here are the cheapest car insurance companies in the 25 biggest cities in the U.S., ranked by population: [1]
City | Cheapest company | Average monthly rate |
|---|---|---|
Kemper | $122 | |
Wawanesa | $218 | |
COUNTRY Financial | $0 | |
Farm Bureau | $87 | |
GEICO | $114 | |
State Farm | $146 | |
Farm Bureau | $94 | |
Wawanesa | $76 | |
State Farm | $108 | |
Wawanesa | $78 | |
State Farm | $93 | |
GEICO | $112 | |
Farm Bureau | $94 | |
USAA | $63 | |
USAA | $64 | |
Erie | $71 | |
Wawanesa | $89 | |
PEMCO | $96 | |
American National | $84 | |
USAA | $87 | |
USAA | $68 | |
Farm Bureau | $72 | |
GEICO | $85 | |
GEICO | $92 | |
GEICO | $119 |
Cheap auto insurance by age
There are fewer cheap car insurance companies for drivers under 25, but that doesn’t mean young adults can’t find affordable coverage.
The cheapest car insurance for most age groups is State Farm or GEICO. (USAA is often more affordable, but isn’t available to the general public.) Depending on where you live, a smaller company may be even cheaper.
For asterisked companies, the cheapest national insurance company is actually USAA.
Easy ways to get cheaper auto insurance
How to get cheaper car insurance with common discounts
Nearly every company offers at least a couple of ways to reduce your car insurance rates with discounts. There are different types of car insurance discounts — some award savings for how you drive while others are for choices you make about your policy.
Safety and security discounts: You can get cheaper car insurance if you have a vehicle that has safety features or anti-theft tech, like crash avoidance alerts, lane departure warnings, and alarm systems.
Lifestyle discounts: Companies sometimes give discounts to drivers who own their own home, complete approved defensive driving courses, or are over a certain age (senior discounts usually apply to drivers over 55).
Good and distant student discounts: Young drivers can get more affordable auto insurance by getting good grades, taking certain driver education classes, or by attending school away from home without a car.
Affinity and employment discounts: You could get cheaper car insurance if you’re a part of a sorority, fraternity, or university. If not, you can still get discounts for having certain jobs, like nurses or teachers.
Policy discounts: Bundling policies, setting up automatic payments, switching to paperless billing, and staying loyal to the same company can usually save you money.
Usage-based or per-use discounts: These discounts are to your driving habits and how much you drive your car. If you’re comfortable with having your behavior monitored, both can be excellent ways to get cheaper rates.
Who gets the best price on car insurance?
Some groups have a harder time finding cheap car insurance. When insurance companies think you’re more likely to make a claim, it will get tougher to find cheap insurance rates.
Not many companies have affordable rates for new drivers — especially teenagers, because they’re more of a risk to insure. Car insurance costs can also be high if you’ve been in a crash or gotten a traffic ticket, have poor credit, or if you’ve made a past claim.
That said, your rates won’t go up by as much after a not-at-fault claim, like if you’re hit while parked.
On the other hand, it’s easier for drivers to find cheaper insurance when insurance companies don’t expect them to make future claims. People who drive less often or live in rural areas, have had their license for decades, or who have excellent credit can usually find more companies offering affordable auto insurance.
Should you get the cheapest car insurance?
It’s tempting to search for the absolute cheapest car insurance you can find, but it’s a bad idea for most drivers. That’s because most people need a full-coverage policy that includes comprehensive and collision coverage, not a cheap minimum coverage policy that only has the lowest amount of liability-coverage required by law.
Not having full-coverage means your policy doesn’t cover damage to your own car. So if you crash into a telephone pole or a tree branch falls on the hood of your car, you’ll have to foot the bill.
Recap of the cheapest car insurance companies
Cheapest overall: Auto-Owners
Cheapest large company: GEICO
Cheapest for families with teen drivers: Farm Bureau
Cheapest for military families: USAA
Cheapest for good drivers: Progressive
Cheapest after an accident, speeding ticket, or DUI: State Farm
Cheapest reliable car insurance: Erie
Cheapest for drivers with bad credit: MAPFRE
Cheapest for non-standard car insurance: National General
Frequently asked questions
What is the cheapest car insurance company?
Auto-Owners is the cheapest car insurance company, with an average rate of $27 per month. USAA and State Farm also have cheap car insurance, and they’re available in almost every state.
Is GEICO really the cheapest for everyone?
No, other companies than GEICO may have the cheapest rates for certain drivers. In fact, we found that GEICO’s average rates are more expensive than State Farm’s (and others).
Where can I get cheap car insurance?
You could find cheap car insurance with Auto-Owners if you live in one of the states where it offers coverage. You could also get cheap rates from USAA, State Farm, GEICO, and many more.
How can you get cheaper insurance?
The best way to get cheaper insurance is by comparing quotes from more than one company in your area and switching providers once your rates get too high. You can also get cheaper rates by making sure you have the right amount of coverage for your car, keeping a good driving record, bundling your coverage, and telling your insurance company if you think you qualify for any discounts.
How do you find the best cheap car insurance?
The cheapest rates might not be the best company for you. As you shop for insurance, compare rates to get the lowest price in your area and check each company’s claims satisfaction and complaint ratings. Make sure that any company you choose has the types of insurance that you need.
How much is the cheapest car insurance?
The cheapest car insurance company, Auto-Owners, costs $27 per month for a minimum-coverage policy. While it’s not the cheapest company for full-coverage, Auto-Owners is one of the more affordable companies for more protective policies.
