Renters insurance protects most of your belongings from damage or theft, whether they're in your home or not. So whether your laptop is damaged by a burst pipe in your apartment or stolen on vacation, it's covered either way. It's possible to add additional coverage for an accidental loss.
Renters insurance does not cover damage caused by earthquakes or flood. (Though it does cover other types of water damage). You'll need to buy a separate policies to cover earthquake or flood damage.
<p>That all depends on how much stuff you have to protect, but many people can buy renters insurance for under $20 per month. </p>
We'll help easily figure out the exact coverage you need so you don't overpay for it. Plus, we'll help you access discounts you didn't know are available. For free!
We get paid a commission from the insurer when you buy through us. But don't worry—that doesn't affect the price you pay. It's the same as when you buy an airline ticket through Expedia or Kayak—but this protects all your worldly belongings.