How much does disability insurance cost?

Choosing the best disability insurance company

Types of disability insurance

How we’ve helped American families

$75 Billion

in coverage

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Who needs disability insurance?

How to buy disability insurance

Millions of people have shopped with Policygenius—and they liked it.

Frequently asked questions

Q

How do I get disability insurance?

A

You can get disability insurance by shopping around with an independent broker like Policygenius. Policygenius agents will work with you for free to find the most affordable disability insurance policy for your situation.

Q

Is disability insurance worth getting?

A

Yes. Disability insurance is worth getting because it replaces your income if you become disabled and cannot work. Without this safeguard, you may be unable to maintain your standard of living.

Q

Who needs disability insurance?

A

Anyone who relies on their income to live should get disability insurance. Even those with significant savings should have a policy so that they don’t end up depleting their savings.

Q

What are the two types of disability insurance?

A

The two types of disability insurance are short-term disability insurance and long-term disability insurance. Short-term disability is often an employer-sponsored plan that only pays out benefits for a limited period of time. Long-term disability plans pay out benefits for disabilities that last years.