Editorial standards

Policygenius gives you all the information you need to protect your family and your finances with confidence. Here’s why you can trust our research.

Published|3 min read

Policygenius wants to help you get your finances right. To do that, we’ve assembled a best-in-class editorial team full of experts, fact-checkers, licensed insurance agents, and certified financial planners. Since we’re an insurance marketplace, we’re not beholden to any one company and will advocate for you. The same goes for our editorial content — we give you the unbiased information you need and will never recommend a product, company, or financial strategy we don’t think is right.

Core principles

Autonomy: Our writers and editors work independently from our business teams to ensure there are never conflicts of interest when it comes to our financial advice.

Expertise: We invest in internal experts and fact-checkers to ensure our content is the best in the field. We include original reporting with direct quotes from academics, professionals, and industry leaders.

Accuracy: Our educational content is based on empirical evidence and carefully sourced research. We always cite our sources and regularly update pages to reflect the latest data and insights.

Editorial process

Our educational guides are written by in-house experts — including licensed insurance agents and certified financial planners — who are dedicated to their area of focus. Prior to publishing, our research and advice is thoroughly reviewed, fact-checked, and revised to ensure accuracy and completeness. We follow the Society of Professional Journalists' code of ethics, and in some cases, our own proprietary information and data may be used to write about a company or product.

Sources and citations

Policygenius cites a number of reputable data sources so that our articles are as comprehensive and informative as possible, including but not limited to:

Where possible, we link to information sources and provide methodology on how data was calculated. Our team regularly reviews sources so that they’re using the most up-to-date information.

Fact checks and reviews

Where noted, articles are reviewed and fact-checked by members of our Financial Review Council, including certified financial planners, certified public accountants, licensed financial advisors, and licensed insurance agents. This additional level of review ensures that:

  • Articles use the most accurate facts and figures

  • Third-party sources are suitably vetted

  • Advice given aligns with the Policygenius mission of providing appropriate financial guidance

Corrections, updates, and removals

Our writers and editors periodically review content to ensure it is up-to-date and accurate according to the latest news, reports, regulatory guidance, and industry studies. You can see the most recent publication date at the top of an article.

In cases of errors, corrections will be made to an article as soon as possible, and clearly noted in a corrections component at the bottom of the page. To see a live example of a correction, scroll to the bottom of this home insurance rate report.

Find an error? Let us know.

Occasionally, content may be removed; any links to removed content will be updated to bring readers to another relevant page or section of the site.

Editorial leadership

Headshot of Jeannie Kim

Jeannie Kim

VP & GM of Content

Jeannie is a veteran journalist and digital media executive with more than 25 years of experience in news and publishing. Prior to joining Policygenius she served as Vice President of Content at The Muse; co-founder and Chief Content Officer of Samada, a content portal aimed at helping family caregivers navigate end-of-life issues; and Executive Editor at Health magazine and Health.com (Time Inc.).

Jeannie is a veteran journalist and digital media executive with more than 25 years of experience in news and publishing. Prior to joining Policygenius she served as Vice President of Content at The Muse; co-founder and Chief Content Officer of Samada, a content portal aimed at helping family caregivers navigate end-of-life issues; and Executive Editor at Health magazine and Health.com (Time Inc.).

Headshot of Adam Morgan

Adam Morgan

Editorial Director

Adam Morgan leads the life insurance, disability insurance, news, and research teams at Policygenius. Previously, he led editorial teams across multiple publications at Red Ventures — including Bankrate, The Simple Dollar, NextAdvisor, Million Mile Secrets, and many others. His work has also appeared in The Guardian, Los Angeles Times, Chicago Tribune, Esquire, Scientific American, and elsewhere.

Adam Morgan leads the life insurance, disability insurance, news, and research teams at Policygenius. Previously, he led editorial teams across multiple publications at Red Ventures — including Bankrate, The Simple Dollar, NextAdvisor, Million Mile Secrets, and many others. His work has also appeared in The Guardian, Los Angeles Times, Chicago Tribune, Esquire, Scientific American, and elsewhere.

Headshot of Antonio Ruiz-Camacho

Antonio Ruiz-Camacho

Associate Content Director

Antonio helps lead our life insurance and disability insurance editorial team at Policygenius. Previously, he was a senior director of content at Bankrate and CreditCards.com, as well as a principal writer covering personal finance at CNET. He is a former Knight Journalism fellow at Stanford University, and his writing has also appeared in The New York Times, Salon, and Texas Monthly.

Antonio helps lead our life insurance and disability insurance editorial team at Policygenius. Previously, he was a senior director of content at Bankrate and CreditCards.com, as well as a principal writer covering personal finance at CNET. He is a former Knight Journalism fellow at Stanford University, and his writing has also appeared in The New York Times, Salon, and Texas Monthly.

Headshot of Colin Lalley

Colin Lalley

Content Director

Colin leads the home insurance and car insurance editorial teams at Policygenius, where he's been writing about insurance and personal finance since 2015. Previously, he was a writer for Lulu and a digital strategist at Agile Leverage. His work has also appeared in Inc. Magazine, Betterment, Credit Sesame, and the Council for Disability Awareness.

Colin leads the home insurance and car insurance editorial teams at Policygenius, where he's been writing about insurance and personal finance since 2015. Previously, he was a writer for Lulu and a digital strategist at Agile Leverage. His work has also appeared in Inc. Magazine, Betterment, Credit Sesame, and the Council for Disability Awareness.

Headshot of Anna Swartz

Anna Swartz

Senior Managing Editor

Anna Swartz specializes in home, auto, and renters insurance at Policygenius, including coauthoring our landmark insurance and technology study. Previously, she was a senior staff writer at Mic and a writer at The Dodo. Her work has also appeared in Salon, HuffPost, MSN, AOL, and Heeb.

Anna Swartz specializes in home, auto, and renters insurance at Policygenius, including coauthoring our landmark insurance and technology study. Previously, she was a senior staff writer at Mic and a writer at The Dodo. Her work has also appeared in Salon, HuffPost, MSN, AOL, and Heeb.

Headshot of Jennifer Gimbel

Jennifer Gimbel

Senior Managing Editor

Jennifer Gimbel is a senior managing editor and home insurance expert at Policygenius, where she oversees our homeowners insurance coverage. Previously, she was the managing editor at Finder.com and a content strategist at Babble.com. As a journalist, her work has also appeared in Yahoo, Hamptons Magazine, Gotham Magazine, and the Staten Island Advance.

Jennifer Gimbel is a senior managing editor and home insurance expert at Policygenius, where she oversees our homeowners insurance coverage. Previously, she was the managing editor at Finder.com and a content strategist at Babble.com. As a journalist, her work has also appeared in Yahoo, Hamptons Magazine, Gotham Magazine, and the Staten Island Advance.

Headshot of Myles Ma

Myles Ma

Senior Reporter

Myles Ma is our senior reporter who covers insurance and personal finance news. Previously, he was an editor and reporter for Credit.com, as well as a reporter for the Star-Ledger. His personal finance expertise has been featured in the Washington Post, CNBC, and CBS Moneywatch, while his writing has appeared in Salon, USA Today, Marketwatch, and elsewhere.

Myles Ma is our senior reporter who covers insurance and personal finance news. Previously, he was an editor and reporter for Credit.com, as well as a reporter for the Star-Ledger. His personal finance expertise has been featured in the Washington Post, CNBC, and CBS Moneywatch, while his writing has appeared in Salon, USA Today, Marketwatch, and elsewhere.

Headshot of Pat Howard

Pat Howard

Managing Editor

Pat Howard is a managing editor and licensed home insurance agent at Policygenius, where he specializes in homeowners insurance. His work and expertise has been featured in MarketWatch, Real Simple, Fox Business, VentureBeat, This Old House, Investopedia, Fatherly, Lifehacker, Better Homes & Garden, Property Casualty 360, and elsewhere.

Pat Howard is a managing editor and licensed home insurance agent at Policygenius, where he specializes in homeowners insurance. His work and expertise has been featured in MarketWatch, Real Simple, Fox Business, VentureBeat, This Old House, Investopedia, Fatherly, Lifehacker, Better Homes & Garden, Property Casualty 360, and elsewhere.

Transparency and privacy

How Policygenius makes money

Policygenius is an independent insurance broker, licensed to sell in all 50 states and Washington, D.C. While the company receives commissions from insurance companies from sales of policies, we never recommend one insurer over another due to commission. For more information on how Policygenius makes money, please see our FAQ.

Affiliations

Policygenius is an independent broker and is not affiliated with any company. However, some articles may make references to products or services from one or more of Policygenius' advertisers or partners. While these earn us a small fee at no additional cost to you, they do not influence editorial content and we only recommend products we love.

We also work with a network of websites and blogs to help shoppers through our partner program. Find more information about this program here.

Privacy

Policygenius is a licensed insurance broker in all 50 states and Washington, D.C., and is legally certified to give financial advice and sell insurance. To learn how we use information to better serve you, please see our privacy policy.

Contact

Have questions? Contact our experts:

Email: team@policygenius.com

Call (Mon-Sun, 9am-9pm EST): 1-855-695-2255

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