Buy the best health insurance for you

Zip code

“The education that Policygenius is providing is a true public service.”

New York Times

“The education that Policygenius is providing is a true public service.”

New York Times

Finally — health insurance made simple

Experts when you need them. Technology when you don't.

Compare health insurance quotes
  • Compare medical insurance quotes online

    Save when you compare apples-to-apples.

  • Affordable health insurance plans

    Instant discount checks for 2018 marketplace plans.

  • Customized search and enrollment

    Jargon-free tools and advice to find the perfect fit for you.

$20 Billion

and counting...

Our track record

We’ve placed billions of dollars in coverage.

From coast to coast, we’ve helped over 4.5 million people shop for insurance, and protected our customers with over $20bn in coverage.

Get quotes
Father holding up son on his shoulders
Trustpilot

We’ve helped millions of people

And they actually enjoyed it.

"Awesome service! Great communication, easy to navigate website, even better pricing. Very happy"

- Brett De

"Makes the process of getting life insurance painless and easy to understand."

- Thomas Goklish

"Set expectations properly. Simple and proficient process. Professional people. Great follow-up."

- Peter Tobasco

"Great experience with great team. Thank you for your help to get my life insurance quick and easy."

- Maja. S

Navigation/Back
Navigation/Back
Navigation/Back
Navigation/Back

Let's get you some health insurance.

Zip code

Selecting dedctible on mobile

Skip the insurance jargon.

No more headaches. We skip the jargon when we can and we explain everything in plain English.

Selecting priorities to rank plans on desktop

Prioritize what matters to you.

Tell us what's important and we'll show you plans that meet your needs.

Get Quotes
Playback of health subsidies on mobile

Get discounts on your health insurance.

Millions of Americans get discounts and subsidies on their medical insurance. We'll check if you can, too.

Viewing health insurance plan cards on desktop

Cast the widest net.

Quotes from all health insurance companies listed on HealthCare.gov, plus many more.

Selecting priorities to rank plans on desktop

Check your doctors and prescriptions.

Search and sort plans by the doctors and prescriptions you want to keep.

Playback of health subsidies on mobile

Compare plans visually.

Love charts and graphs more than words? We've got you covered.

Let's get you some health insurance.

Zip code

Agent talking to customer on the phone

Real human help

Let our people protect your people.

Our licensed advisors deal with the insurer so you don’t have to. No AI bots, no robocalls, no salespeople. Just real human help from start to finish.

Get Quotes

The Policygenius Promise

Tell us what matters to you and we'll find medical insurance quotes that fit.

Health insurance search made easy

Skip the insurance jargon

Prioritize what matters to you

Find discounts, savings and subsidies

Search the best health insurance companies

Check your doctors and prescriptions

Compare how plans stack up

Understanding health insurance.

Mother and daughter doing yoga

The top five questions people ask us.

1.

How does Policygenius make money?

Close

We’re a licensed insurance broker, so we get paid a commission by insurance companies for each sale. Insurance commissions are already baked into the price of an insurance policy, so you’re not paying any extra for using our service (or any broker’s service for that matter).

We understand that getting a commission on a sale introduces a potential conflict of interest. But we don't push or give preference to any one insurer over another because of the commission. In fact, some health insurance companies don't even pay out commissions. We still show those companies' plans, even though we won't get paid, because we believe in showing consumers all their options in an unbiased manner. For every product, we prioritize what's right for the consumer over maximizing our commissions.

2.

Shouldn't I just buy directly from the insurer or Healthcare.gov?

View

You can certainly do that - and for some health insurance companies, you'll actually have to enroll directly with them or on the government site, because they've decided not to allow any licensed brokers like Policygenius to sell their plans. However, we can still show all those plans, and help you compare them apples-to-apples with other plans available to you. We've also designed our online experience to be MUCH easier than what you'll find at Healthcare.gov or your state exchange, so you won't gain anything by shopping there (except a headache!)

3.

Shouldn't I try more than one comparison site?

View

You can, but we've designed our site to be the best and easiest shopping experience you'll find anywhere. We've worked hard to offer the widest selection of plans and the most intuitive comparison process for you.

Also, any plan you see on our site won't be any cheaper at another comparison site or government sites. That's because health insurance plan rates are filed with state governments, and everyone is required to show those filed rates.

4.

Are the quotes on your site accurate?

View

Health insurance plan rates are filed with state governments, and everyone is required to show those filed rates. The quotes on our site are pulled directly from these government filings -- so as long as those are accurate, and you've provided accurate information (about age, zip code, income, household size and tobacco status), the quotes you see on our site are accurate.

5.

Can I get a cheaper plan somewhere else?

View

Any plan you see here won't be any cheaper at another site, including government sites. That's because health insurance plan rates are filed with state governments, and everyone is required to show those filed rates.

We've also worked hard to include the widest selection of plans you'll find anywhere. We've got plans you'll find on government sites (Healthcare.gov and the state exchanges) and plans you won't find on those sites (so-called "off-exchange" plans that have all the benefits of "on-exchange" plans but may be cheaper for you).

At square one?

Getting started with health insurance.

Book Search

Health Insurance Basics

What it is, how it works and what you need to know.

Read more
Shopping Cart

Health Insurance Marketplace

How to shop on Healthcare.gov and exchanges.

Read more
Shape

Finding Affordable Health Insurance

Tips and tricks on how to buy a plan.

Read more

Read the latest articles from Policygenius Magazine.

Group

Join our newsletter

Get our best tips & advice in your inbox once a week.

Ready to shop for health insurance?

Zip code

Policygenius / Black

22 West 19th St, Floor 8

New York, NY 10011

24/7 - Available when you need us

Monday-Thursday | 9am-9pm EST
Friday | 9am-6pm EST
Saturday-Sunday | 10am-6pm EST

What kind of insurance are you looking for?

Get your free quote

Want to receive weekly life hacks & personal finance advice?

Reviewschevron_right

Copyright PolicyGenius © 2014-2017

22 West 19th St, Floor 8
New York, NY 10011

1x / Made In NY / BlackGroup 4