The average cost of full coverage car insurance in Oklahoma City is $1,956, which is more than the Oklahoma state average of $1,713. But Oklahoma City drivers can still save by comparing quotes from several different companies before buying a policy.
Policygenius makes it easy to see what you’d pay for coverage from top companies, so you can choose the policy that’s best for you and your budget.
Cheapest car insurance companies in Oklahoma City, OK
Your age, driving record, and the type of car you drive, as well as your credit history, gender, and where you live all go into how much you’ll pay for car insurance. But car insurance costs can vary from company to company, even for the same driver, which is why it’s so important to shop around.
JD Power Rating
Cheapest car insurance rates by ZIP code in Oklahoma City, OK
The number of cars on the road and the number of accidents, tickets and claims in your neighborhood all affect what you’ll pay for coverage — that’s why drivers can pay different rates depending on where in Oklahoma City they live.
Choosing the right car insurance company in Oklahoma City, OK
There’s no one right car insurance company for every driver in Oklahoma City. The right company for you is the one that offers you the most coverage at the lowest rates, and the only way to find that company is to shop around and compare options.
Policygenius can help you see rates from the best companies in your area, so you can feel confident you’re making the right choice.
Car insurance rates for drivers with driving violations in Oklahoma City, OK
Any accidents or violations on your record will mean higher car insurance rates. Being a safe and careful driver is always the best way to keep costs low, but if you have a less than perfect driving record, you can still save money by comparing quotes to find your most affordable rates.
Driving without lights
Running a red light
Following too closely
Hit and run
Passing a school bus
Cheapest car insurance for drivers with bad credit in Oklahoma City, OK
Having a low credit score can drastically increase your rates, so Oklahoma City drivers with poor credit should take extra time to shop around and find affordable options.
Rates for drivers with bad credit
Buying car insurance in Oklahoma City, OK
Oklahoma City drivers must have at least the minimum amount of car insurance required by the state. The coverage levels required by law in Oklahoma are:
Bodily injury liability coverage per person: $25,000
Bodily injury liability coverage per accident: $50,000
Property damage liability coverage: $25,000
Although uninsured and underinsured motorist coverage is not required, Oklahoma law requires that insurance companies offer it. Remember that most drivers need more than the minimum amount of coverage required by the state in order to be fully protected in case of an accident.
How to get cheap car insurance in Oklahoma City, OK
Shop around. Compare rates from multiple companies before you buy a policy.
Know your discounts: Take advantage of savings for safe drivers, good students, or paying your premium in full rather than in monthly installments
Bundle all your policies: Getting all your insurance policies (car, home, renters, or motorcycle) from the same company can mean savings on all of them
Reshop yearly: Shop around again before your policy renews to make sure you couldn’t be saving by switching companies