Level Premium Term
Unique features
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- Competitive underwriting for applicants with hypertension, anxiety, family history of gender-specific cancers and others
- Selection of riders to personalize your coverage
- Fast track eligible for issue-free medical history
Details
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- Annual Payment Discount - 4.4%
- Payment methods available - Check; Auto bank draft; Credit card (only for first payment)
- Is coverage available without a medical exam? - In some cases, depending on age and coverage amount.
- What is the rule for converting the policy? - The policy is convertible until the earlier of the end of the term or to age 70.
- Is temporary coverage available? - Yes, up to $1,000,000.
Available riders
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Riders are additions to your overall life insurance policy that turn a basic life insurance policy into something that covers more circumstances.
- Child Protection Rider - Provides up to $25,000 of term coverage for each dependent child between the ages of 15 days - 23 years old.
- Disability Waiver of Premium Rider - If you become totally disabled as a result of a qualifying event, you will not have to pay premiums for a fixed period of time.
- Accelerated Death Benefit Rider - Allows you to receive a portion of the death benefit if you're diagnosed with a terminal illness.
- Accidental Death Benefit Rider - Provides payment up to two times the death benefit (maximum $250,000) if you die before age 70 and within 180 days of an accident.
