Get instant life insurance quotes without giving your phone number

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Colin LalleyContent Director, Home & Auto InsuranceColin Lalley is the content director for home and auto insurance at Policygenius, where he leads our property & casualty editorial teams. His insights have been featured in Inc. Magazine, Betterment, Chime, Credit Seasame, Zola, and the Council for Disability Awareness.

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It’s everyone’s worst fear: you’re online, filling out information to get instant life insurance quotes, when the dreaded "phone number" field comes up.

Why do so many people take issue with that?

Because you know you’re getting put on a call list and your phone will ring nonstop until you answer. And once you do answer, the salesperson on the other end won’t quit until he’s sold you something you didn’t need, and it’s something that’s more expensive than what you wanted in the first place.

That’s not how it should be. After all, you’re looking for instant life insurance quotes. You don’t want to have to wait to get called back by a salesperson working on commission, and at an almost-certainly inconvenient time.

The bottom line is "instant quote" websites that demand your phone number want it for their own business purposes, not because it makes your life easier or your shopping experience better.

Luckily, if you look in the right place for your quotes, you won’t need to worry about that hassle.

When we built our instant quoting engine, we cut out all the anti-consumer tricks we kept seeing on other sites, and that includes demanding your phone number. Instead, we focused on collecting the right information we need to provide quotes that are more accurate than you'll find anywhere else online.

We don’t even require an email address if you don't want to save your quotes to come back to later on. Fewer speedbumps, and no regrets later on.

Of course, if you do want to be contacted, we’re more than happy to help you there, too. If you give us a call, we have in-house experts ready to chat – but it’s completely optional and you still never have to enter your phone number anywhere. And the important distinction between our agents and others is that ours don’t work on commission.

You know that feeling you get when you talk to a used car salesman? That can happen when you’re trying to buy life insurance, too, because many will try to upsell whole life insurance to you. Compared to term life insurance, whole life insurance is unnecessary and more expensive. But for agents who work on commission, that just means a bigger check.

It’s no wonder consumers are reluctant to give out their phone numbers.

You shouldn’t have to be afraid to get on the phone with an insurance agent. If you’re forced to provide your number before you can get your instant life insurance quotes, be wary. But if you’re shopping in the right place, you don’t need to get on the phone until you’re ready to apply, and you can keep your contact information to yourself until then.

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