Insured

Life insurance terminology shouldn't be confusing. Here is the definition of insured.

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The person for whom the life insurance policy is covering. If the insured dies, this will cause the death benefit to be paid out to the designated beneficiary (or beneficiaries). Typically, this will be the policyholder, but is not always the case (i.e. one spouse is the policyholder, but the other spouse is the person being insured).

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Life Insurance

Glossary of life insurance terminology & definitions

Life insurance terminology doesn't have to be confusing. Here are definitions of the most common terms and phrases you'll find in a policy.

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Understanding your life insurance policy

Once you officially have life insurance, you’ll get a policy that goes into the nitty-gritty of your coverage. We’ve broken down what it all means.

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What is a life insurance death benefit?

The death benefit is the tax-free payout your beneficiaries receive if you die; it's essentially what you're paying for when you sign up for life insurance coverage.

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