Get started with life insurance
Our experts can help you find the most affordable policy that meets your needs.
Shopping for life insurance
Here's everything you need to know to find the right life insurance policy for you.
Average life insurance rates
How much you pay will vary based on your age, gender, health, and lifestyle.
Types of life insurance
The best type of life insurance for you depends on your budget and your needs.
The best life insurance companies
Learn more about the best life insurance companies for your needs.
Life insurance reviews
Our reviews can help you compare the highest-rated life insurance companies without spending hours of your own time doing research.
- AAA Life
- AARP
- Bestow
- Colonial Penn
- Corebridge Financial
- Ethos
- Fidelity Life
- Foresters Financial
- Gerber
- Globe Life
- Guardian Life
- Haven Life
- John Hancock
- Ladder
- Legal & General America
- Liberty Mutual
- Lincoln Financial
- MassMutual
- Mutual of Omaha
- New York Life
- Pacific Life
- Principal
- Protective
- Prudential
- SBLI
- State Farm
- Symetra
- Thrivent
- Transamerica
- TruStage
Life insurance & your health
Since insurance companies estimate your life expectancy to determine how long you are expected to live, many medical conditions and health-related lifestyle choices can affect your life insurance rates and the kinds of policies you’re eligible to buy.
- Alcoholism
- Aneurysm
- Cancer or a history of cancer
- Chronic illness
- COVID-19
- Diabetes
- Digestive diseases
- Disabilities
- Drug use
- Epilepsy
- Family history of certain conditions
- Heart conditions
- High blood pressure
- High cholesterol
- HIV
- Kidney disease
- Lung conditions
- Marijuana use
- Mental health issues
- Multiple sclerosis
- Overweight or obesity
- Pregnancy
- Sleep apnea
- Smoking
- Stroke
- Terminal illness
- Vaping
Learn, compare, and buy with Policygenius
We have everything you need to get the best life insurance at the most affordable rate.
Learn
Explore more than 200 articles that simplify life insurance, written by licensed experts and reviewed by independent fact checkers on our Financial Review Council.
Compare
Get quotes from the best life insurance companies in the U.S. so you can find the policy you need at a price that works for you.
Buy
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