Auto Insurance Learn Center

From car insurance basics to answers about coverage and claims.

Basics

How to Buy Car Insurance

A step-by-step guide, from where to shop for quotes to how to pick the best carrier for you.

Best Car Insurance Companies

Find companies that offer you the most coverage for your situation at rates you can afford.

Car Insurance Shopping Discounts

Every driver, vehicle, and policy discount to make your car insurance more affordable than ever.

How to Read a Car Insurance Declarations Page

Your declarations page explains how much your car insurance costs and how much coverage you’re getting.

Cost & Coverage

How Much Does Car Insurance Cost?

The cost of auto insurance depends on factors about you, your car, and where you live.

What Age Does Car Insurance Go Down?

If you're a safe driver, you should start seeing a decrease even before you turn 25.

Car Insurance Requirements in Every State

From Alaska to California and Indiana to New York, each state has minimum car insurance requirements.

What Does Car Insurance Cover?

Car insurance covers situations where you’d be liable to pay for yourself, your passengers, or a third party.

FAQs

Can You Get Car Insurance Without a License?

There are more reasons than you might think for needing car insurance when you can't drive.

Understanding Your Car Insurance Quote

When you can read an auto insurance quote, you’ll know exactly the cost and coverage you’ll get.

Do I Need Uninsured Motorist Insurance?

You may be insured, but that doesn't mean the person who hit you is.

Car Insurance for New Drivers

Your first car insurance policy will probably be your highest. Here's why.

Company Reviews

Car Insurance Company Reviews

See reviews for the biggest names in car insurance to find the best fit.

American Family

Affordable coverage and respectable (if slightly below-average) claims satisfaction ratings.

Amica

Impressive customer service and claims satisfaction ratings and a range of options for auto coverage.

MetLife

One of the largest insurance providers, with a wide network of company affiliates who offer discounts.

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Security you can trust

Yes, we have to include some legalese down here. Read it larger on our legal page. Policygenius Inc. (“Policygenius”) is a licensed independent insurance broker. Policygenius does not underwrite any insurance policy described on this website. The information provided on this site has been developed by Policygenius for general informational and educational purposes. We do our best efforts to ensure that this information is up-to-date and accurate. Any insurance policy premium quotes or ranges displayed are non-binding. The final insurance policy premium for any policy is determined by the underwriting insurance company following application. Savings are estimated by comparing the highest and lowest price for a shopper in a given health class. For example: for a 30-year old non-smoker male in South Carolina with excellent health and a preferred plus health class, comparing quotes for a $500,000, 20-year term life policy, the price difference between the lowest and highest quotes is 60%. For that same shopper in New York, the price difference is 40%. Rates are subject to change and are valid as of 2/17/17.