Insurance coverage: the risk of living on the West Coast


Policygenius Staff

Policygenius Staff

Insurance Expert

Policygenius has assembled a best-in-class editorial team full of licensed insurance agents, certified financial planners, and award-winning journalists, as well as other experts and fact-checkers. To learn more about our editorial team and processes, see our editorial standards.

Published October 14, 2015 | 1 min read

Policygenius content follows strict guidelines for editorial accuracy and integrity. Learn about our editorial standards and how we make money.

News article image

There are always risks in life.Sometimes, they’re good risks. Moving across the country (and six hours away from your family and friends) for a new job. Getting down on one knee and asking the love of your life to marry you. Having a kid (or two or three).Sometimes, they’re not so great. Getting a perm before prom night, for example.There are lots of ways to manage the risks in life. Insurance is one of them. There’s a good chance you know you need health insurance and auto insurance, but what about life insurance or long-term disability insurance?We took a look into data from our Personal Insurance Checkup to see how many people on the West Coast are missing crucial insurance coverage. What we found was encouraging – for the most part, people know that they need to cover their assets, so to speak.

With every insurance type, we also found an interesting fact to underscore why that insurance is needed. Whether it’s the number of teenage drivers on the road or the number of teeth in your head, every statistic is there to help you understand everyday risk.We also looked into other regions across the country, so if you want to see how your region compares, check them out:→ the Midwest→ the South→ the East Coast


  1. All insurance data: PolicyGenius Internal Data

  2. Regional Population: 2012 Census Estimate

  3. Number of Households: 2008-2012 American Community Survey, 5-year estimates; accessed through Wolfram Alpha

  4. Best Hospital: U.S. News Honor Roll, 2015-16

  5. Teenage Drivers: Number of 15 to 17 year olds in region,

  6. Number of Teeth: Population x 32 teeth per person

  7. Average home sale price: Wolfram|Alpha Knowledgebase, 2015

  8. Adults with children: The Henry J. Kaiser Family Foundation, 2013

  9. Employment Rate: National Conference of State Legislatures, August 2015

  10. Dogs vs Cats vs Ferrets: American Veterinary Medical Foundation, 2012

  11. Los Angeles' most expensive rental: Zillow, as of October 5, 2015

  12. Computer-damaged eyes: Population of Silicon Valley