State | Car insurance cancellation laws |
Alabama | Insurance companies must give 20 days notice prior to cancellation unless it’s for nonpayment, which requires 10 days notice. |
Alaska | If your policy has been in effect for less than 60 days, the insurer can cancel it for any reason. When your policy has been in effect for longer than 60 days, or your policy is a renewal, it may only be canceled for a limited number of reasons. |
Arizona | After your policy has been in force for 60 days, Arizona allows the policy to be canceled for several reasons, including non-payment of premium and having a suspended license. |
Arkansas | Policies more than 60 days old cannot be canceled except for non-payment of premium or a handful of other approved reasons according to state law. |
California | Insurance companies cannot cancel your insurance policy except for non-payment of premium, misrepresentation, or a handful of other approved reasons according to state law. |
Colorado | Insurance companies cannot cancel your insurance policy except for non-payment of premium, misrepresentation, or a handful of other approved reasons according to state law. |
Connecticut | Insurance companies must give 10 days notice prior to cancellation due to nonpayment. |
Delaware | Insurance companies must give 30 days notice prior to cancellation unless it is due to nonpayment, which requires 15 days notice. |
Florida | Insurance companies must give 45 days notice prior to cancellation unless it is due to nonpayment, which requires 10 days notice. |
Georgia | Insurance companies must give 10 days notice prior to cancellation. |
Hawaii | Insurance companies must give 15 days notice prior to cancellation. |
Idaho | Insurance companies must give 20 days notice prior to cancellation unless it is due to nonpayment, which requires 10 days notice. |
Illinois | Insurance companies must give 30 days notice prior to cancellation unless it is due to nonpayment, which requires 10 days notice. |
Indiana | Insurance companies must give 60 days notice prior to cancellation unless it is due to nonpayment, which requires 10 days notice. |
Iowa | Insurance companies must give 30 days notice prior to cancellation unless it is due to nonpayment, which requires 10 days notice. |
Kansas | Insurance companies must give 10 days notice prior to cancellation. |
Kentucky | Insurance companies must give 75 days notice prior to cancellation. |
Louisiana | Insurance companies must give six months notice prior to cancellation. |
Maine | Insurance companies must give 45 days notice prior to cancellation unless it is due to nonpayment, which requires 30 days notice. |
Maryland | Insurance companies must give 10 days notice prior to cancellation due to nonpayment. |
Massachusetts | Insurance companies must give 20 days notice prior to cancellation. |
Michigan | Insurance companies must give 10 days notice prior to cancellation. |
Minnesota | Insurance companies must give 60 days notice prior to cancellation unless it is due to nonpayment, which requires 10 days notice. |
Mississippi | Insurance companies must give 30 days notice of intention not to renew the policy. |
Missouri | Insurance companies must give 30 days notice prior to cancellation. |
Montana | Insurance companies must give 10 days notice prior to cancellation. |
Nebraska | Insurance companies must give 30 days notice prior to cancellation unless it is due to nonpayment, which requires 10 days notice. |
Nevada | Insurance companies must give 30 days notice prior to cancellation. |
New Hampshire | Insurance companies must give 45 days notice prior to cancellation unless it is due to nonpayment, which requires 10 days notice. |
New Jersey | Insurance companies must give 60 days notice prior to cancellation. |
New Mexico | Insurance companies must give 60 days notice prior to cancellation unless it is due to nonpayment, which requires 10 days notice. |
New York | Insurance companies must give 45 to 60 days notice prior to cancellation. |
North Carolina | Insurance companies must give 60 days notice prior to cancellation unless it is due to nonpayment, which requires 15 days notice. |
North Dakota | Insurance companies must give 20 days notice prior to cancellation unless it is due to nonpayment, which requires 10 days notice. |
Ohio | Insurance companies must give 30 days notice prior to cancellation unless it is due to nonpayment, which requires 10 days notice. |
Oklahoma | Insurance companies must give 10 days notice prior to cancellation. |
Oregon | Insurance companies must give 30 days notice prior to cancellation unless it is due to nonpayment, which requires 10 days notice. |
Pennsylvania | Insurance companies must give 30 days notice prior to cancellation. |
Rhode Island | Insurance companies must give 30 days notice prior to cancellation unless it is due to nonpayment, which requires 10 days notice. |
South Carolina | Insurance companies can cancel a policy within the first 60 days for nonpayment, but they cannot cancel a policy until it has gone 31 days without payment. |
South Dakota | Insurance companies must give 20 days notice prior to cancellation. |
Tennessee | Insurance companies must give 20 days notice prior to cancellation unless it is due to nonpayment, which requires 10 days notice. |
Texas | Insurance companies must give 60 days notice prior to cancellation unless it is due to nonpayment, which requires 10 days notice. |
Utah | Insurance companies must give 30 days notice prior to cancellation unless it is due to nonpayment, which requires 10 days notice. |
Vermont | Insurance companies must give 45 days notice prior to cancellation unless it is due to nonpayment, which requires 15 days notice. |
Virginia | Insurance companies must give 45 days notice prior to cancellation unless it is due to nonpayment, which requires 15 days notice. |
Washington | Insurance companies must give 20 days notice prior to cancellation unless it is due to nonpayment, which requires 10 days notice. |
Washington D.C. | Insurance companies must give 30 days notice prior to cancellation. |
West Virginia | Insurance companies must give 30 days notice prior to cancellation unless it is due to nonpayment, which requires 14 days notice. |
Wisconsin | Insurance companies must give 60 days notice prior to cancellation. |
Wyoming | Insurance companies must give 45 days notice prior to cancellation. |