What you need to know
Policygenius offers anonymous, no-obligation shopping of all marketplace health insurance plans, as well as "off-exchange" plans that you won't find on Healthcare.gov or the state marketplaces. You can browse all plans, and sort and filter those plans based on your preferences and budget. Once you've selected a health insurance plan, applying for that plan is easy. You fill out a short online application form, then complete the final step with a quick enrollment phone call with a licensed agent. On that call, the licensed agent will verify your identity, double-check eligibility and answer any questions you may have. After you enroll in a health insurance plan, you will get your membership materials (including your member ID card) and the first premium bill directly from the health insurance company. You are responsible for paying the bill to ensure that your coverage goes into effect, and to keep current on those payments.