The easy way to compare and buy health insurance

Hero - Healthy couple taking their picture on a motorcycle

Health insurance simplified

How it works

Compare health insurance quotes
  • Understand

    We’ll help you sort the PPOs from the EPOs - and let you know if a plan is a total POS.

  • Compare

    Tell us what’s important to you, and we’ll show you your best matches side by side.

  • Save

    Find the most affordable plans for you - and discover subsidies and discounts along the way.

$60 Billion

and counting...

Our track record

We’ve placed billions of dollars in coverage.

From coast to coast, we’ve helped over 30 million people shop for insurance, and protected our customers with over $60 billion in coverage.

Let's get you some health insurance.

Selecting deductible on mobile


Deduct the jargon.

No more headaches. We skip as much jargon as possible, and explain the rest in plain English. Because it helps to know what you’re signing up for.

Selecting priorities to rank plans on desktop


Insurance with you at the center.

Want to keep your doctor? Have a prescription you need covered? Choose your priorities and we’ll display your best matches side by side.

Compare Plans
Reviewing health subsidies on mobile


Simple quotes, deep discounts.

Millions of Americans get discounts and subsidies on their health insurance. We’ll check if you can too.

Let's get you some health insurance.

Agent talking to customer on the phone

Real human help

Let our people protect your people.

Our licensed advisors deal with the insurer so you don’t have to. No AI bots, no robocalls, no salespeople. Just real human help from start to finish.

Compare Plans

The Policygenius Promise

Tell us what matters to you and we'll find medical insurance quotes that fit.

Health insurance search made easy


Skip the insurance jargon


Prioritize what matters to you


Find discounts, savings and subsidies


Search the best health insurance companies


Check your doctors and prescriptions


Compare how plans stack up

Understanding health insurance.

Mother and daughter doing yoga

The top five questions people ask us.

How does Policygenius make money?



We’re a licensed insurance broker, so we get paid a commission by insurance companies for each sale. Insurance commissions are already baked into the price of an insurance policy, so you’re not paying any extra for using our service (or any broker’s service for that matter).

We understand that getting a commission on a sale introduces a potential conflict of interest. But we don't push or give preference to any one insurer over another because of the commission. In fact, some health insurance companies don't even pay out commissions. We still show those companies' plans, even though we won't get paid, because we believe in showing consumers all their options in an unbiased manner. For every product, we prioritize what's right for the consumer over maximizing our commissions.

Shouldn't I just buy directly from the insurer or



You can certainly do that - and for some health insurance companies, you'll actually have to enroll directly with them or on the government site, because they've decided not to allow any licensed brokers like Policygenius to sell their plans. However, we can still show all those plans, and help you compare them apples-to-apples with other plans available to you. We've also designed our online experience to be MUCH easier than what you'll find at or your state exchange, so you won't gain anything by shopping there (except a headache!)

Shouldn't I try more than one comparison site?



You can, but we've designed our site to be the best and easiest shopping experience you'll find anywhere. We've worked hard to offer the widest selection of plans and the most intuitive comparison process for you.

Also, any plan you see on our site won't be any cheaper at another comparison site or government sites. That's because health insurance plan rates are filed with state governments, and everyone is required to show those filed rates.

Are the quotes on your site accurate?



Health insurance plan rates are filed with state governments, and everyone is required to show those filed rates. The quotes on our site are pulled directly from these government filings -- so as long as those are accurate, and you've provided accurate information (about age, zip code, income, household size and tobacco status), the quotes you see on our site are accurate.

Can I get a cheaper plan somewhere else?



Any plan you see here won't be any cheaper at another site, including government sites. That's because health insurance plan rates are filed with state governments, and everyone is required to show those filed rates.

We've also worked hard to include the widest selection of plans you'll find anywhere. We've got plans you'll find on government sites ( and the state exchanges) and plans you won't find on those sites (so-called "off-exchange" plans that have all the benefits of "on-exchange" plans but may be cheaper for you).

At square one?

Getting started with health insurance.


Health Insurance Basics

What it is, how it works and what you need to know.

Read more

Health Insurance Marketplace

How to shop on and exchanges.

Read more

Finding Affordable Health Insurance

Tips and tricks on how to buy a plan.

Read more

We did your homework

We've reviewed the top health insurance companies.

Read the latest articles from Policygenius Magazine.


Join our newsletter

Get our best tips & advice in your inbox once a week.

Ready to shop for health insurance?