Life Insurance Learn Center
Learn life insurance basics so you can understand types, terminology, and more.
Basics
What is Life Insurance?
What does life insurance do, who needs it, and why is it important?
Read More
Best Life Insurance Companies
Learn what makes a good life insurance company for every situation, from cost to financial ratings.
Read More
Term vs Whole Life Insurance
Facts common features, definitions and shopping advice you need to compare term vs whole life insurance.
Read More
How Much Life Insurance Do I Need?
Learn how to get the coverage you need - and, importantly, at a price you can afford.
Read More
Cost & Coverage
How Much Does Life Insurance Cost?
Find out the five main factors that go into determining the cost of your life insurance policy.
Read More
Life Insurance Calculator
Not sure how much life insurance you need? Crunch the numbers with our easy-to-use life insurance calculator.
Read More
Life Insurance Rates by Age
Life insurance rates increase with age. Use this chart to see how much you can save by shopping early.
Read More
How Long Should My Coverage Last?
Coverage length comes down to how much you need, how much you can afford, and how much you qualify for.
Read More
FAQs
How Does Underwriting Work?
Underwriting is used to get a picture of who you are based on characteristics like your health and lifestyle.
Read More
Life Insurance for Spouses
A married couple can complete their financial safety net by making sure they both have life insurance.
Read More
What Is a Life Insurance Rider?
Riders are optional, additional terms and conditions that go into force along with the rest of the policy.
Read More
Life Insurance for Children
Life insurance for kids isn't necessary since you don't rely on them financially, but there are other options.
Read More
Company Reviews
Life Insurance Company Reviews
Which life insurance company should you buy from? Here are the facts about some of the most popular carriers.
Read More
AIG
An A-rated company that offers term life insurance products with unique options.
Read More
Banner Life
Very competitive underwriting options for those with medical issues.
Read More
Lincoln Financial
A company with an A+ rating and some of the most competitive underwriting for a variety of health conditions.
Read More
Latest Articles
Compare quotes and get life insurance right
Best Price Guarantee
Our underwriting experts will match you with the right insurance company and ensure you get the best possible price on your policy. Got offered a lower price elsewhere? Let us try to beat it.
How does it work?
Our underwriting experts will match you with the right insurance company and ensure you get the best possible price on your policy. Got offered a lower price elsewhere? Let us try to beat it.
50 West 23rd Street, Floor 9
New York, NY 10010
Security you can trust
Yes, we have to include some legalese down here. Policygenius Inc. (DBA Policygenius Insurance Services in California) (“Policygenius”), a Delaware corporation, is a licensed independent insurance broker. Policygenius does not underwrite any insurance policy described on this website. The information provided on this site has been developed by Policygenius for general informational and educational purposes. We do our best to ensure that this information is up-to-date and accurate. Any insurance policy premium quotes or ranges displayed are non-binding. The final insurance policy premium for any policy is determined by the underwriting insurance company following application.
Copyright Policygenius © 2014-2020