Kara McGinley

Editor & Licensed Home Insurance Expert

Expertise

Homeowners insurance, renters insurance, factors that affect insurance costs, pros and cons of filing claims

Education

East Carolina University (BA)

Featured in

Kiplinger, Lifehacker, MSN, WRAL.com

About

Kara McGinley is an editor and licensed home insurance expert at Policygenius, where she writes about homeowners and renters insurance. As a journalist and as an insurance expert, her work and insights have been featured in Kiplinger, Lifehacker, MSN, WRAL.com, and elsewhere.

Experience highlights

  • At Policygenius, Kara primarily writes content about homeowners insurance, covering a broad range of topics like what homeowners insurance covers, how to get coverage if you live in a high-risk area, and more.

  • Kara also writes our Claims Diary column, where she interviews people who’ve filed insurance claims to give readers a firsthand look at the ups and downs of the insurance claims process.

In the press

Want to interview a Policygenius expert?

Journalist on a deadline? Our press team can connect you with our experts to discuss insurance, personal finance, and more. They’re also pretty friendly.

press@policygenius.com

Policygenius content follows strict guidelines for editorial accuracy and integrity. Learn about our editorial standards and how we make money.

Want to interview a Policygenius expert?

Journalist on a deadline? Our press team can connect you with our experts to discuss insurance, personal finance, and more. They’re also pretty friendly.

press@policygenius.com

Policygenius content follows strict guidelines for editorial accuracy and integrity. Learn about our editorial standards and how we make money.

Pro tip

Kara McGinley

If you’re a renter and you don’t think you can afford to replace all your personal belongings and furniture out of pocket if disaster strikes, consider renters insurance.

Selected stories from Kara

How to reinstate canceled auto insurance

Updated  | 4 min read

If you are eligible for an auto policy reinstatement then the process is relatively simple. That said, if your policy was canceled due to nonpayment and you lapsed in coverage, reinstatement can be a little more complicated.

Read more

Homeowners insurance for historic homes: What you need to know

Updated  | 4 min read

Homeowners insurance for historic homes is typically more expensive than homeowners insurance for newer homes.

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Car insurance and coronavirus: Everything you need to know

Updated  | 4 min read

The COVID-19 pandemic led many car insurance companies to issue refunds or payment relief to customers, but as of 2022, companies are no longer offering these breaks.

Read more