Kara McGinley

Senior Editor & Licensed Home Insurance Expert

Kara McGinley

Expertise

Homeowners insurance, renters insurance, factors that affect insurance costs, pros and cons of filing claims

Education

East Carolina University (BA)

Featured in

Kiplinger, Lifehacker, MSN, WRAL.com

About

Kara McGinley is a senior editor and licensed home insurance expert at Policygenius, where she writes about homeowners and renters insurance. As a journalist and as an insurance expert, her work and insights have been featured in Kiplinger, Lifehacker, MSN, WRAL.com, and elsewhere.

Experience highlights

  • At Policygenius, Kara primarily writes content about homeowners insurance, covering a broad range of topics like what homeowners insurance covers, how to get coverage if you live in a high-risk area, and more.

  • Kara also writes our Claims Diary column, where she interviews people who’ve filed insurance claims to give readers a firsthand look at the ups and downs of the insurance claims process.

In the press

Want to interview a Policygenius expert?

Journalist on a deadline? Our press team can connect you with our experts to discuss insurance, personal finance, and more. They’re also pretty friendly.

press@policygenius.com

Policygenius content follows strict guidelines for editorial accuracy and integrity. Learn about our editorial standards and how we make money.

Want to interview a Policygenius expert?

Journalist on a deadline? Our press team can connect you with our experts to discuss insurance, personal finance, and more. They’re also pretty friendly.

press@policygenius.com

Policygenius content follows strict guidelines for editorial accuracy and integrity. Learn about our editorial standards and how we make money.

Pro tip

Kara McGinley

If you’re a renter and you don’t think you can afford to replace all your personal belongings and furniture out of pocket if disaster strikes, consider renters insurance.

Selected stories from Kara

When to hire a lawyer for a home insurance claim

You may want to consult a lawyer if your home insurance claim is expensive or complicated, but many claim disputes can be negotiated with your insurance company yourself.

Read more

Best homeowners insurance in San Diego, CA for 2022

We looked at average costs, 3rd party ratings, and policy options to find the best and cheapest homeowners insurance companies in San Diego.

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Best homeowners insurance in San Francisco, CA for 2022

We looked at average costs, coverages available, and customer satisfaction ratings to find the best homeowners insurance companies in San Francisco.

Read more