Kara McGinley

Senior Editor & Licensed Home Insurance Expert

Kara McGinley

Expertise

Homeowners insurance, renters insurance, factors that affect insurance costs, pros and cons of filing claims

Education

East Carolina University (BA)

Featured in

Forbes Advisor, Kiplinger, Lifehacker, MSN, WRAL.com

About

Kara McGinley is a former senior editor and licensed home insurance expert at Policygenius, where she specialized in homeowners and renters insurance. As a journalist and as an insurance expert, her work and insights have been featured in Forbes Advisor, Kiplinger, Lifehacker, MSN, WRAL.com, and elsewhere.

Experience highlights

  • Kara is our former senior editor and licensed home insurance expert, covering a broad range of topics like what homeowners insurance covers, how to get coverage if you live in a high-risk area, and more.

  • Kara also wrote our Claims Diary column, where she interviewed people who’ve filed insurance claims to give readers a firsthand look at the ups and downs of the insurance claims process.

In the press

Want to interview a Policygenius expert?

Journalist on a deadline? Our press team can connect you with our experts to discuss insurance, personal finance, and more. They’re also pretty friendly.

press@policygenius.com

Policygenius content follows strict guidelines for editorial accuracy and integrity. Learn about our editorial standards and how we make money.

Want to interview a Policygenius expert?

Journalist on a deadline? Our press team can connect you with our experts to discuss insurance, personal finance, and more. They’re also pretty friendly.

press@policygenius.com

Policygenius content follows strict guidelines for editorial accuracy and integrity. Learn about our editorial standards and how we make money.

Pro tip

Kara McGinley

double quotation

If you’re a renter and you don’t think you can afford to replace all your personal belongings and furniture out of pocket if disaster strikes, consider renters insurance.

Selected stories from Kara

How to file a home insurance claim for water damage

Most home insurance policies will help pay for water damaged property if the cause was sudden, accidental, and if it originated inside of your home. Here’s how to get insurance to pay for water damage.

Read more

When is hurricane season in Hawaii? (2024)

Hurricane season in Hawaii runs from June to November, though the Aloha State sees the most hurricanes in July, August, and September.

Read more

When is hurricane season in North Carolina? (2024)

Hurricane season in North Carolina runs from June to November, though it sees the most hurricanes in August, September, and October.

Read more