Derek Silva

Personal Finance Expert


Derek is a personal finance editor at Policygenius in New York City, and an expert in taxes. He has been writing about estate planning, investing, and other personal finance topics since 2017. His work has been covered by Yahoo Finance, MSN, Business Insider, and CNBC.

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From insurance to estate planning to financial advice, every Policygenius article is thoroughly researched, written, and fact-checked by our team of experts. We're committed to giving you the transparent, up-to-date information you need to understand your financial options and help you make the right decisions.Read more about our editorial process.

Latest by Derek Silva

Deductible vs out-of-pocket maximum

Updated May 7, 2021

What is an exclusive provider organization (EPO) plan?

Updated May 4, 2021

What is a copay?

Updated April 30, 2021

What is coinsurance?

Updated April 29, 2021

How emergency rooms work

Updated April 26, 2021