State Farm renters insurance review
Find out how State Farm stacks up when it comes to renters insurance.
State Farm is one of the largest providers of renters insurance in America, offering coverage to millions of people across the country.
Basics
| Renters Insurance Provider | State Farm |
| Founded | 1922 |
| A.M. Best | A++ |
| S&P | AA |
Ratings
| Consumer Affairs | N/A |
| J.D. Power Overall Customer Satisfaction | 4/5 |
| J.D. Power Claims Process Satisfaction | 3/5 |
Base policy features
| Replacement Value Available | Yes |
| Deductible Options | $500, $1,000, $2,000 |
| Personal Property Coverage | Purchase online: up to $110,000 Purchase via agent: $110,000 and up |
| Personal Liability | $100,000, $300,000, $500,000, $1,000,000 |
| Medical Payments to Others | $1,000, $2,000, $3,000, $5,000, $10,000 |
| Loss of Use Coverage | No maximum; covers up to 24 months |
| Off-Premise Coverage | Yes |
| Peril Type Coverage | Named |
| Purchase Online | Yes, up to $110,000 personal property coverage |
*Based on New York availability
Optional add-on features
| Schedule High-Value Items Online | No; requires a separate policy and for the customer to speak with an agent |
| Types of Valuable Coverage | N/A |
| Increase Computer Category Coverage Limits Online | Yes |
| Increase Jewelry Category Coverage Limits Online | Yes |
| Identity Theft | Yes |
| Earthquake Coverage | Yes |
| Water back-up of Sewers and Drains | Yes; requires customer to speak with an agent |
| Multi-policy Discounts | Yes |
| Home Safety Discounts | Yes |