State Farm renters insurance review
Find out how State Farm stacks up when it comes to renters insurance.
State Farm is one of the largest providers of renters insurance in America, offering coverage to millions of people across the country.
Basics
| Renters Insurance Provider | State Farm |
| Founded | 1922 |
| A.M. Best | A++ |
| S&P | AA |
Ratings
| Consumer Affairs | N/A |
| J.D. Power Overall Customer Satisfaction | 4/5 |
| J.D. Power Claims Process Satisfaction | 3/5 |
Base policy features
| Replacement Value Available | Yes |
| Deductible Options | $500, $1,000, $2,000 |
| Personal Property Coverage | Purchase online: up to $110,000 Purchase via agent: $110,000 and up |
| Personal Liability | $100,000, $300,000, $500,000, $1,000,000 |
| Medical Payments to Others | $1,000, $2,000, $3,000, $5,000, $10,000 |
| Loss of Use Coverage | No maximum; covers up to 24 months |
| Off-Premise Coverage | Yes |
| Peril Type Coverage | Named |
| Purchase Online | Yes, up to $110,000 personal property coverage |
*Based on New York availability
Optional add-on features
| Schedule High-Value Items Online | No; requires a separate policy and for the customer to speak with an agent |
| Types of Valuable Coverage | N/A |
| Increase Computer Category Coverage Limits Online | Yes |
| Increase Jewelry Category Coverage Limits Online | Yes |
| Identity Theft | Yes |
| Earthquake Coverage | Yes |
| Water back-up of Sewers and Drains | Yes; requires customer to speak with an agent |
| Multi-policy Discounts | Yes |
| Home Safety Discounts | Yes |
50 West 23rd Street, Floor 9
New York, NY 10010
Security you can trust
Yes, we have to include some legalese down here. Read it larger on our legal page. Policygenius Inc. (“Policygenius”) is a licensed independent insurance broker. Policygenius does not underwrite any insurance policy described on this website. The information provided on this site has been developed by Policygenius for general informational and educational purposes. We do our best efforts to ensure that this information is up-to-date and accurate. Any insurance policy premium quotes or ranges displayed are non-binding. The final insurance policy premium for any policy is determined by the underwriting insurance company following application. Savings are estimated by comparing the highest and lowest price for a shopper in a given health class. For example: for a 30-year old non-smoker male in South Carolina with excellent health and a preferred plus health class, comparing quotes for a $500,000, 20-year term life policy, the price difference between the lowest and highest quotes is 60%. For that same shopper in New York, the price difference is 40%. Rates are subject to change and are valid as of 2/17/17.
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