The longstanding Liberty Mutual, founded way back in 1912, advertises renters insurance policies starting at $20 a month.
Basics
Renters Insurance Provider | Liberty Mutual |
Founded | 1912 |
A.M. Best | A |
S&P | BBB |
Ratings
Consumer Affairs | 3.5/5 |
J.D. Power Overall Customer Satisfaction | 2/5 |
J.D. Power Claims Process Satisfaction | 3/5 |
Base policy features
Replacement Value Available | Yes |
Deductible Options | $100, 250, $500, $1,000, $2,500, $5,000 |
Personal Property Coverage | $15,000 and up |
Personal Liability | $100,000, $200,000, $300,000, $500,000, $1,000,000 |
Medical Payments to Others | $1,000, $2,000, $3,000, $5,000 |
Loss of Use Coverage | 20% of personal property coverage |
Off-Premise Coverage | Yes |
Peril Type Coverage | Named |
Purchase Online | Yes |
*Based on New York availability
Optional add-on features
Schedule High-Value Items Online | No; must contact customer service/ agent |
Types of Valuable Coverage | N/A |
Increase Computer Category Coverage Limits Online | Yes |
Increase Jewelry Category Coverage Limits Online | Yes |
Identity Theft | Yes |
Earthquake Coverage | No |
Water back-up of Sewers and Drains | Yes |
Multi-policy Discounts | Yes |
Home Safety Discounts | Yes |
