Geico renters insurance review

Find out how Geico stacks up when it comes to renters insurance.


Known for its auto insurance, Geico also provides renters insurance through Assurant and offers savings for bundling different insurance types.


Renters Insurance ProviderAssurant
A.M. BestA++


Consumer Affairs3/5
J.D. Power Overall Customer Satisfaction3/5
J.D. Power Claims Process SatisfactionN/A

Base policy features

Replacement Value AvailableYes
Deductible Options$100, $250, $500
Personal Property Coverage$10,000 - $95,000
Personal Liability$50,000, $100,000
Medical Payments to OthersN/A
Loss of Use Coverage20% of personal property coverage
Off-Premise CoverageYes
Peril Type CoverageNamed
Purchase OnlineYes

*Based on New York availability

Optional add-on features

Schedule High-Value Items OnlineNo; must contact customer service / agent
Types of Valuable CoverageN/A
Increase Computer Category Coverage Limits OnlineNo
Increase Jewelry Category Coverage Limits OnlineNo
Identity TheftYes
Earthquake CoverageNo
Water back-up of Sewers and DrainsYes
Multi-policy DiscountsNo
Home Safety DiscountsNo