Geico renters insurance review

Find out how Geico stacks up when it comes to renters insurance.

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Colin LalleyContent Director, Home & Auto InsuranceColin Lalley is the content director for home and auto insurance at Policygenius, where he leads our property & casualty editorial teams. His insights have been featured in Inc. Magazine, Betterment, Chime, Credit Seasame, Zola, and the Council for Disability Awareness.

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Known for its auto insurance, Geico also provides renters insurance through Assurant and offers savings for bundling different insurance types.

Basics

Renters Insurance Provider

Assurant

Founded

1936

A.M. Best

A++

S&P

AA+

Ratings

Consumer Affairs

3/5

J.D. Power Overall Customer Satisfaction

3/5

J.D. Power Claims Process Satisfaction

N/A

Base policy features

Replacement Value Available

Yes

Deductible Options

$100, $250, $500

Personal Property Coverage

$10,000 - $95,000

Personal Liability

$50,000, $100,000

Medical Payments to Others

N/A

Loss of Use Coverage

20% of personal property coverage

Off-Premise Coverage

Yes

Peril Type Coverage

Named

Purchase Online

Yes

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*Based on New York availability

Optional add-on features

Schedule High-Value Items Online

No; must contact customer service / agent

Types of Valuable Coverage

N/A

Increase Computer Category Coverage Limits Online

No

Increase Jewelry Category Coverage Limits Online

No

Identity Theft

Yes

Earthquake Coverage

No

Water back-up of Sewers and Drains

Yes

Multi-policy Discounts

No

Home Safety Discounts

No

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