Allstate renters insurance review

Find out how Allstate stacks up when it comes to renters insurance.

Colin Lalley 1600

By

Colin Lalley

Colin Lalley

Content Director, Home & Auto Insurance

Colin Lalley is the content director for home and auto insurance at Policygenius, where he leads our property & casualty editorial teams. His insights have been featured in Inc. Magazine, Betterment, Chime, Credit Seasame, Zola, and the Council for Disability Awareness.

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State Farm is one of the largest providers of renters insurance in America, offering coverage to millions of people across the country.

Basics

Renters Insurance Provider

State Farm

Founded

1922

A.M. Best

A++

S&P

AA

Ratings

Consumer Affairs

N/A

J.D. Power Overall Customer Satisfaction

4/5

J.D. Power Claims Process Satisfaction

3/5

Base policy features

Replacement Value Available

Yes

Deductible Options

$500, $1,000, $2,000

Personal Property Coverage

Purchase online: up to $110,000 Purchase via agent: $110,000 and up

Personal Liability

$100,000, $300,000, $500,000, $1,000,000

Medical Payments to Others

$1,000, $2,000, $3,000, $5,000, $10,000

Loss of Use Coverage

No maximum; covers up to 24 months

Off-Premise Coverage

Yes

Peril Type Coverage

Named

Purchase Online

Yes, up to $110,000 personal property coverage

*Based on New York availability

Optional add-on features

Schedule High-Value Items Online

No; requires a separate policy and for the customer to speak with an agent

Types of Valuable Coverage

N/A

Increase Computer Category Coverage Limits Online

Yes

Increase Jewelry Category Coverage Limits Online

Yes

Identity Theft

Yes

Earthquake Coverage

Yes

Water back-up of Sewers and Drains

Yes; requires customer to speak with an agent

Multi-policy Discounts

Yes

Home Safety Discounts

Yes

Author

Content Director, Home & Auto Insurance

Colin Lalley

Content Director, Home & Auto Insurance

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Colin Lalley is the content director for home and auto insurance at Policygenius, where he leads our property & casualty editorial teams. His insights have been featured in Inc. Magazine, Betterment, Chime, Credit Seasame, Zola, and the Council for Disability Awareness.

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