Allstate renters insurance review

Find out how Allstate stacks up when it comes to renters insurance.


Allstate, founded in 1931, is one of the biggest players in the renters insurance market.


Renters Insurance ProviderAllstate
A.M. BestA+


Consumer Affairs3/5
J.D. Power Overall Customer Satisfaction3/5
J.D. Power Claims Process Satisfaction3/5

Base policy features

Replacement Value AvailableYes
Deductible Options$500, $1,000
Personal Property Coverage$25,000 - $150,000
Personal Liability$100,000, $200,000, $250,000, $300,000, $500,000
Medical Payments to Others$1,000, $2,500, $5,000
Loss of Use CoverageNo maximum; covers up to 12 months
Off-Premise CoverageYes
Peril Type CoverageNamed
Purchase OnlineYes

*Based on New York availability

Optional add-on features

Schedule High-Value Items OnlineNo; must contact customer service/ agent
Types of Valuable CoverageN/A
Increase Computer Category Coverage Limits OnlineNo
Increase Jewelry Category Coverage Limits OnlineNo
Identity TheftYes
Earthquake CoverageNo
Water back-up of Sewers and DrainsNo
Multi-policy DiscountsYes
Home Safety DiscountsYes