Allstate renters insurance review
Find out how Allstate stacks up when it comes to renters insurance.
Allstate, founded in 1931, is one of the biggest players in the renters insurance market.
Basics
| Renters Insurance Provider | Allstate |
| Founded | 1931 |
| A.M. Best | A+ |
| S&P | A- |
Ratings
| Consumer Affairs | 3/5 |
| J.D. Power Overall Customer Satisfaction | 3/5 |
| J.D. Power Claims Process Satisfaction | 3/5 |
Base policy features
| Replacement Value Available | Yes |
| Deductible Options | $500, $1,000 |
| Personal Property Coverage | $25,000 - $150,000 |
| Personal Liability | $100,000, $200,000, $250,000, $300,000, $500,000 |
| Medical Payments to Others | $1,000, $2,500, $5,000 |
| Loss of Use Coverage | No maximum; covers up to 12 months |
| Off-Premise Coverage | Yes |
| Peril Type Coverage | Named |
| Purchase Online | Yes |
*Based on New York availability
Optional add-on features
| Schedule High-Value Items Online | No; must contact customer service/ agent |
| Types of Valuable Coverage | N/A |
| Increase Computer Category Coverage Limits Online | No |
| Increase Jewelry Category Coverage Limits Online | No |
| Identity Theft | Yes |
| Earthquake Coverage | No |
| Water back-up of Sewers and Drains | No |
| Multi-policy Discounts | Yes |
| Home Safety Discounts | Yes |