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Understanding Pet Insurance Expenses & Risks

What to expect

Expenses come with the territory of responsible pet ownership, and vet care represents a large part of those expenses. Here are the average annual costs of caring for a pet, according to a survey by the American Pet Products Association.

Pet Expenses

These are average costs—meaning many pet owners can expect higher expenses in a given year. Serious accidents and illnesses can drive up vet expenses. According to ASPCA Pet Insurance, the most common accidents and illnesses are:

Common illnesses

  • Growths & cancer
  • Ear infections
  • Upset stomach
  • Skin problems
  • Vomiting

Common accidents

  • Bite wounds
  • Swallowed objects
  • Cuts
  • Car accidents
  • Poison ingestions

And medical treatment for pets, especially in emergency situations, can get expensive quickly. Here’s a sampling of recent pet insurance claims to a leading pet insurer.

In all of these cases, vet care was necessary—and costly! Pet insurance is designed to help cover high-cost, unpredictable situations like these.

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