The Policygenius Life Insurance Price Index

U.S. monthly averages as of July 1, 2021

Age / Sex

$250K

Coverage Amount

$500K

Coverage Amount

$1M

Coverage Amount

25 years old

Female

$21.34

$32.24

$55.60

25 years old

Male

$24.88

$39.58

$67.71

35 years old

Female

$25.57

$38.89

$65.45

35 years old

Male

$29.87

$47.21

$82.99

45 years old

Female

$49.95

$77.26

$142.13

45 years old

Male

$60.29

$97.97

$181.63

55 years old

Female

$108.11

$170.06

$326.31

55 years old

Male

$142.68

$240.56

$463.43

Month-over-month pricing analysis

U.S. monthly averages as of July 1, 2021

Age / Sex

$250K

Coverage Amount

$500K

Coverage Amount

$1M

Coverage Amount

25 years old

Female

$14.27

$21.24

$34.47

25 years old

Male

$17.17

$27.10

$45.11

35 years old

Female

$16.55

$25.50

$42.75

35 years old

Male

$18.79

$30.41

$51.94

45 years old

Female

$28.52

$47.58

$86.29

45 years old

Male

$35.43

$60.87

$113.66

55 years old

Female

$60.64

$108.34

$206.32

55 years old

Male

$84.29

$151.88

$287.30

U.S. monthly averages as of July 1, 2021

Age / Sex

$250K

Coverage Amount

$500K

Coverage Amount

$1M

Coverage Amount

25 years old

Female

$35.27

$59.78

$110.85

25 years old

Male

$43.66

$74.87

$139.05

35 years old

Female

$45.10

$79.51

$146.02

35 years old

Male

$53.80

$94.80

$179.25

45 years old

Female

$90.84

$166.58

$318.72

45 years old

Male

$122.66

$228.52

$439.63

55 years old

Female

$200.46

$372.18

$718.29

55 years old

Male

$291.18

$536.51

$1039.80

 

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