Find The Best Insurance
We make it easy to compare and buy insurance.
Learn about whether or not you can keep your doctor after changing health care plans.
You don't necessarily have to change doctors if you purchase a new health insurance plan. If you're shopping for health insurance, you can prioritize keeping your doctors and prescriptions. Healthcare.gov, state exchanges, and private exchanges all have tools that can help you check if your doctors and prescriptions are available on a given plan.
You can also talk to your doctor directly about which health insurance companies they work with. Health insurance companies make deals with networks of providers, and it's possible that your doctor is in a network that works with multiple insurers or is in multiple networks. Depending on their answer, you may have multiple companies that you're able to choose plans from when you start shopping for health insurance.
Additionally, you may want to look at a preferred provider organization, or PPO, health insurance plan. PPO health plans have networks of providers, but still allow you to see any doctor out of network. Out-of-network care may be more expensive than in-network care, but buying a PPO plan is one way to keep your current doctor while buying a new health insurance plan.
Get the latest money news and financial advice from Policygenius experts, delivered right to your inbox.
Was this article helpful?
Security you can trust
Yes, we have to include some legalese down here. Policygenius Inc. (DBA Policygenius Insurance Services in California) (“Policygenius”), a Delaware corporation, is a licensed independent insurance broker. Policygenius does not underwrite any insurance policy described on this website. The information provided on this site has been developed by Policygenius for general informational and educational purposes. We do our best to ensure that this information is up-to-date and accurate. Any insurance policy premium quotes or ranges displayed are non-binding. The final insurance policy premium for any policy is determined by the underwriting insurance company following application.
Copyright Policygenius © 2014-2020