Money pro tips: A Q&A with licensed adviser Jeff Laidlaw

Money pro tips: A Q&A with licensed adviser Jeff Laidlaw

Every week, we ask our personal finance experts at Policygenius (and beyond) for their money pro tips. They spend all day helping people with money, so we figured they could share the wealth (PUN INTENDED). Want a sneak peek? Sign up for the Easy Money newsletter to see their answers ahead of time. Plus, you'll get a weekly dose of financial advice.

*This week's expert is Jeff Laidlaw, licensed adviser for Policygenius. *

Last thing you resisted buying: A new swimsuit.

How did you resist it? I waited until they sold out of my size.

Last thing you splurged on: Apple AirPods

Why’d you OK the splurge? The constant headache of headphones in a knot.

Biggest money worry: What am I doing with my retirement accounts?

What are you doing about it? I opened an individual retirement account with Betterment and am catching up on contributions. I also opened up another “rainy day” investment account with Betterment to save up for either a large purchase, or an emergency.

Money thing you’re most proud of: I just paid off one of my two remaining student loans.

Best financial advice your ever got: Pay off your credit card weekly.

No. 1 money tip: Review finances often. We use Mint.

What would you do with a $1 million windfall? Invest most of it, help my parents fix their roof and then go on a nice vacation.

How do you budget? Feel extreme guilt spending money, feel good about saving money. It honestly helps me curb most spending.

Money must-read: The only money book I have read is “I Will Teach You To Be Rich”

Credit or debit? Credit always (Get those points!)

Image: Nastia Kobzarenko