Each week, we ask a personal finance or business expert for their money pro tips. This week we talked to Jeff Laidlaw, licensed Policygenius adviser.
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Last thing you resisted buying: A new swimsuit.
How did you resist it? I waited until they sold out of my size.
Last thing you splurged on: Apple AirPods
Why’d you OK the splurge? The constant headache of headphones in a knot.
Biggest money worry: What am I doing with my retirement accounts?
What are you doing about it? I opened an individual retirement account with Betterment and am catching up on contributions. I also opened up another “rainy day” investment account with Betterment to save up for either a large purchase, or an emergency.
Money thing you’re most proud of: I just paid off one of my two remaining student loans.
Best financial advice your ever got: Pay off your credit card weekly.
No. 1 money tip: Review finances often. We use Mint.
What would you do with a $1 million windfall? Invest most of it, help my parents fix their roof and then go on a nice vacation.
How do you budget? Feel extreme guilt spending money, feel good about saving money. It honestly helps me curb most spending.
Money must-read: The only money book I have read is “I Will Teach You To Be Rich”
Credit or debit? Credit always (Get those points!)
Image: Nastia Kobzarenko