Are banks open today?

Banks are open weekdays and usually on Saturdays. They're usually closed on Sundays and federal holidays.

Zack Sigel

By

Zack Sigel

Zack Sigel

Managing Editor

Zack Sigel is a former managing editor at Policygenius who oversaw our mortgages, taxes, loans, banking, and investing verticals.

Updated|2 min read

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While banks are open weekdays, Monday through Friday, they occasionally close for certain holidays, like Christmas, Thanksgiving, and Labor Day. Banks are also open on Saturdays for limited hours, but they are usually closed on Sundays.

Credit unions, which are basically banks owned by their members, typically keep the same hours: Open on weekdays and Saturdays, but generally closed on Sundays. Most credit unions also close on the same holidays as banks.

This article is about branch locations and drive-through services at these locations. However, external ATMs should be open 24 hours a day, seven days a week. You’ll also be able to access your account information, and make electronic deposits or transfers, at any time, by logging into your bank or credit union’s online banking portal.

In this article:

Bank hours

During the work week, banks most often open between 8:00 AM and 9:00 AM and close between 4:00 PM and 6:00 PM. For the most part, credit unions also use these hours.

Banks and credit unions are usually open Saturdays. However, they may open later and close earlier on Saturdays. Typical Saturday opening hours for banks are 9:00 AM to 2:00 PM.

Almost no bank or credit union is open on Sundays, although there are rare exceptions. Banks that open on Sundays usually keep very limited hours, such as 11:00 AM to 3:00 PM.

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Note that these bank opening hours are examples, but there are thousands of branch locations across the country, and many keep different hours even among the same bank franchise.

To make sure your own bank or credit union is open, check their website. You should see a link called “Locations” or “Branches” that will allow you to search for open locations.

Bank holidays

A bank holiday is a day when bank branches are closed, also called a federal holiday or a public holiday. While some bank holidays are based on widely celebrated holidays like New Year’s Day and Christmas, others are set by federal legislation.

Per U.S. law, federal holidays are designated on specific days:

  • January 1st: New Year’s Day

  • Third Monday of January: Martin Luther King, Jr. Day (Birthday of Martin Luther King, Jr.)

  • Third Monday of February: President’s Day (Washington’s Birthday)

  • Last Monday of May: Memorial Day

  • July 4th: Independence Day

  • First Monday of September: Labor Day

  • Second Monday of October: Columbus Day (Indigenous People’s Day)

  • November 11th: Veterans Day

  • Fourth Thursday of November: Thanksgiving Day

  • December 25th: Christmas Day

When the holiday falls on a Sunday, banks typically close the following Monday. However, when the holiday falls on a Saturday, banks generally don’t close the Friday before.

In some rare cases, banks will be open on certain federal holidays, although their hours may be limited.

For non-federal holidays, like Good Friday, most banks will be open. But some states set their own public holidays, and banks and credit unions in those states may choose to close on those days. Depending on your state, the day after Thanksgiving and the day after Christmas may also be public holidays.

Calendar of banks’ opening and closing days

Holiday

Status

2020

2021

2022

Ash Wednesday

Regular hours

Wednesday, February 26th

Wednesday, February 17th

Wednesday, March 2nd

Black Friday (the day after Thanksgiving)

Almost all banks open

Friday, November 27th

Friday, November 26th

Friday, November 25th

Christmas Day

Closed

Friday, December 25th

Saturday, December 25th

Sunday, December 25th

Christmas Eve

Closed

Thursday, December 24th

Friday, December 24th

Saturday, December 24th

Columbus Day/Indigenous People’s Day

Some banks open

Monday, October 12th

Monday, October 11th

Monday, October 10th

Diwali

Regular hours

Saturday, November 14th

Thursday, November 4th

Monday, October 24th

Easter

Closed

Sunday, April 12th

Sunday, April 4th

Sunday, April 17th

Eid al-Adha

Regular hours

Thursday, July 30th

Monday, July 19th

Saturday, July 9th

Eid al-Fitr

Regular hours

Saturday, May 23rd

Wednesday, May 12th

Monday, May 2nd

Election Day

Regular hours

Tuesday, November 3rd

Tuesday, November 2nd

Tuesday, November 8th

Ramadan

Regular hours

Thursday, April 23rd (first night)

Monday, April 12th (first night)

Saturday, April 2nd (first night)

Hanukkah

Regular hours

Thursday, December 10th (first night)

Sunday, November 28th (first night)

Sunday, December 18th (first night)

Independence Day (Fourth of July)

Closed

Saturday, July 4th

Sunday, July 4th

Monday, July 4th

Good Friday

Depends on your state

Friday, April 10th

Friday, April 2nd

Friday, April 15th

Halloween

Regular hours

Saturday, October 31st

Sunday, October 31st

Monday, October 31st

Holi

Regular hours

Monday, March 9th

Monday, March 29th

Thursday, March 17th

Kwanzaa

Regular hours

Saturday, December 26th (first night)

Sunday, December 26th (first night)

Monday, December 26th (first night)

Labor Day

Closed

Monday, September 7th

Monday, September 6th

Monday, September 5th

Mardi Gras

Regular hours

Tuesday, February 25th

Tuesday, February 16th

Tuesday, March 1st

Memorial Day

Closed

Monday, May 25th

Monday, May 31st

Monday, May 30th

Martin Luther King Jr. Day (MLK Day)

Closed

Monday, January 20th

Monday, January 18th

Monday, January 17th

New Year’s Day

Closed

Wednesday, January 1st

Friday, January 1st

Saturday, January 1st

New Year’s Eve

Regular hours

Thursday, December 31st

Thursday, December 31st

Friday, December 31st

Orthodox Christmas

Regular hours

Tuesday, January 7th

Thursday, January 7th

Friday, January 7th

Passover

Regular hours

Wednesday, April 8th (first night)

Saturday, March 27th (first night)

Friday, April 15th (first night)

Patriot Day

Regular hours

Friday, September 11th

Saturday, September 11th

Sunday, September 11th

President’s Day (Washington's Birthday)

Most banks closed

Monday, February 17th

Monday, February 22nd

Monday, February 21st

Purim

Regular hours

Monday, March 9th

Thursday, February 25th

Wednesday, March 16th

Rosh Hashanah

Regular hours

Friday, September 18th

Monday, September 6th

Sunday, September 25th

St. Patrick’s Day

Regular hours

Tuesday, March 17th

Wednesday, March 17th

Thursday, March 17th

Thanksgiving

Closed

Thursday, November 26th

Thursday, November 25th

Thursday, November 24th

Veterans Day

Most banks closed

Wednesday, November 11th

Thursday, November 11th

Friday, November 11th

Yom Kippur

Regular hours

Sunday, September 27th

Wednesday, September 15th

Tuesday, October 4th

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Author

Managing Editor

Zack Sigel

Managing Editor

Zack Sigel is a former managing editor at Policygenius who oversaw our mortgages, taxes, loans, banking, and investing verticals.

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