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Banks are open weekdays and usually on Saturdays. They're usually closed on Sundays and federal holidays.
Update: Many banks are closed because of the COVID-19 pandemic, which has resulted in nearly 4,000 new coronavirus cases in the U.S. as of March 16, 2020. Banks may limit branch operations to drive-through service only.
The federal Centers for Disease Control and Prevention (CDC) recommends canceling gatherings of more than 50 people and practicing social distancing to limit physical contact. For that reason, try to do your banking online instead of in person.
You should still be able to make transactions from your mobile device or web browser, including depositing checks, transferring money between accounts, and paying your bills. (March 2020)
While banks are open weekdays, Monday through Friday, they occasionally close for certain holidays, like Christmas, Thanksgiving, and Labor Day. Banks are also open on Saturdays for limited hours, but they are usually closed on Sundays.
Credit unions, which are basically banks owned by their members, typically keep the same hours: Open on weekdays and Saturdays, but generally closed on Sundays. Most credit unions also close on the same holidays as banks.
This article is about branch locations and drive-through services at these locations. However, external ATMs should be open 24 hours a day, seven days a week. You’ll also be able to access your account information, and make electronic deposits or transfers, at any time, by logging into your bank or credit union’s online banking portal.
In this article:
During the work week, banks most often open between 8:00 AM and 9:00 AM and close between 4:00 PM and 6:00 PM. For the most part, credit unions also use these hours.
Banks and credit unions are usually open Saturdays. However, they may open later and close earlier on Saturdays. Typical Saturday opening hours for banks are 9:00 AM to 2:00 PM.
Almost no bank or credit union is open on Sundays, although there are rare exceptions. Banks that open on Sundays usually keep very limited hours, such as 11:00 AM to 3:00 PM.
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Note that these bank opening hours are examples, but there are thousands of branch locations across the country, and many keep different hours even among the same bank franchise.
To make sure your own bank or credit union is open, check their website. You should see a link called “Locations” or “Branches” that will allow you to search for open locations.
A bank holiday is a day when bank branches are closed, also called a federal holiday or a public holiday. While some bank holidays are based on widely celebrated holidays like New Year’s Day and Christmas, others are set by federal legislation.
Per U.S. law, federal holidays are designated on specific days:
When the holiday falls on a Sunday, banks typically close the following Monday. However, when the holiday falls on a Saturday, banks generally don’t close the Friday before.
In some rare cases, banks will be open on certain federal holidays, although their hours may be limited.
For non-federal holidays, like Good Friday, most banks will be open. But some states set their own public holidays, and banks and credit unions in those states may choose to close on those days. Depending on your state, the day after Thanksgiving and the day after Christmas may also be public holidays.
|Ash Wednesday||Regular hours||Wednesday, March 6rd||Wednesday, February 26th||Wednesday, February 17th|
|Black Friday (the day after Thanksgiving)||Almost all banks open||Friday, November 29th||Friday, November 27th||Friday, November 26th|
|Christmas Day||Closed||Wednesday, December 25th||Friday, December 25th||Saturday, December 25th|
|Christmas Eve||Closed||Tuesday, December 24th||Thursday, December 24th||Friday, December 24th|
|Columbus Day/Indigenous People’s Day||Some banks open||Monday, October 14th||Monday, October 12th||Monday, October 11th|
|Diwali||Regular hours||Sunday, October 27th||Saturday, November 14th||Thursday, November 4th|
|Easter||Closed||Sunday, April 21st||Sunday, April 12th||Sunday, April 4th|
|Eid al-Adha||Regular hours||Saturday, August 10th||Thursday, July 30th||Monday, July 19th|
|Eid al-Fitr||Regular hours||Monday, June 3rd||Saturday, May 23rd||Wednesday, May 12th|
|Election Day||Regular hours||Tuesday, November 5th||Tuesday, November 3rd||Tuesday, November 2nd|
|Ramadan||Regular hours||Monday, May 6th (first night)||Thursday, April 23rd (first night)||Monday, April 12th (first night)|
|Hanukkah||Regular hours||Sunday, December 22nd (first night)||Thursday, December 10th (first night)||Sunday, November 28th (first night)|
|Independence Day (Fourth of July)||Closed||Thursday, July 4th||Saturday, July 4th||Sunday, July 4th|
|Good Friday||Depends on your state||Friday, April 19th||Friday, April 10th||Friday, April 2nd|
|Halloween||Regular hours||Thursday, October 31st||Saturday, October 31st||Sunday, October 31st|
|Holi||Regular hours||Thursday, March 21st||Monday, March 9th||Monday, March 29th|
|Kwanzaa||Regular hours||Thursday, December 26th (first night)||Saturday, December 26th (first night)||Sunday, December 26th (first night)|
|Labor Day||Closed||Monday, September 9th||Monday, September 7th||Monday, September 6th|
|Mardi Gras||Regular hours||Tuesday, March 5th||Tuesday, February 25th||Tuesday, February 16th|
|Memorial Day||Closed||Monday, May 27th||Monday, May 25th||Monday, May 31st|
|Martin Luther King Jr. Day (MLK Day)||Closed||Monday, January 21st||Monday, January 20th||Monday, January 18th|
|New Year’s Day||Closed||Tuesday, January 1st||Wednesday, January 1st||Friday, January 1st|
|New Year’s Eve||Regular hours||Tuesday, December 31st||Thursday, December 31st||Friday, December 31st|
|Orthodox Christmas||Regular hours||Monday, January 7th||Tuesday, January 7th||Thursday, January 7th|
|Passover||Regular hours||Friday, April 19th (first night)||Wednesday, April 8th (first night)||Saturday, March 27th (first night)|
|Patriot Day||Regular hours||Wednesday, September 11th||Friday, September 11th||Saturday, September 11th|
|President’s Day (Washington's Birthday)||Most banks closed||Monday, February 18th||Monday, February 17th||Monday, February 22nd|
|Purim||Regular hours||Wednesday, March 20th||Monday, March 9th||Thursday, February 25th|
|Rosh Hashanah||Regular hours||Sunday, September 29th||Friday, September 18th||Monday, September 6th|
|St. Patrick’s Day||Regular hours||Sunday, March 17th||Tuesday, March 17th||Wednesday, March 17th|
|Thanksgiving||Closed||Thursday, November 28th||Thursday, November 26th||Thursday, November 25th|
|Veterans Day||Most banks closed||Monday, November 11th||Wednesday, November 11th||Thursday, November 11th|
|Yom Kippur||Regular hours||Tuesday, October 8th||Sunday, September 27th||Wednesday, September 15th|
About the author
Zack Sigel is a SEO managing editor at Policygenius. He covers personal finance, comprising mortgages, investing, deposit accounts, and more. His previous work included writing about film and music.
Policygenius’ editorial content is not written by an insurance agent. It’s intended for informational purposes and should not be considered legal or financial advice. Consult a professional to learn what financial products are right for you.
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