Are banks open today?

Banks are open weekdays and usually on Saturdays. They're usually closed on Sundays and federal holidays.

Zack Sigel

Zack Sigel

Published March 16, 2020

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Update: Many banks are closed because of the COVID-19 pandemic, which has resulted in nearly 4,000 new coronavirus cases in the U.S. as of March 16, 2020. Banks may limit branch operations to drive-through service only.

The federal Centers for Disease Control and Prevention (CDC) recommends canceling gatherings of more than 50 people and practicing social distancing to limit physical contact. For that reason, try to do your banking online instead of in person.

You should still be able to make transactions from your mobile device or web browser, including depositing checks, transferring money between accounts, and paying your bills. (March 2020)


While banks are open weekdays, Monday through Friday, they occasionally close for certain holidays, like Christmas, Thanksgiving, and Labor Day. Banks are also open on Saturdays for limited hours, but they are usually closed on Sundays.

Credit unions, which are basically banks owned by their members, typically keep the same hours: Open on weekdays and Saturdays, but generally closed on Sundays. Most credit unions also close on the same holidays as banks.

This article is about branch locations and drive-through services at these locations. However, external ATMs should be open 24 hours a day, seven days a week. You’ll also be able to access your account information, and make electronic deposits or transfers, at any time, by logging into your bank or credit union’s online banking portal.

In this article:

Bank hours

During the work week, banks most often open between 8:00 AM and 9:00 AM and close between 4:00 PM and 6:00 PM. For the most part, credit unions also use these hours.

Banks and credit unions are usually open Saturdays. However, they may open later and close earlier on Saturdays. Typical Saturday opening hours for banks are 9:00 AM to 2:00 PM.

Almost no bank or credit union is open on Sundays, although there are rare exceptions. Banks that open on Sundays usually keep very limited hours, such as 11:00 AM to 3:00 PM.

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Note that these bank opening hours are examples, but there are thousands of branch locations across the country, and many keep different hours even among the same bank franchise.

To make sure your own bank or credit union is open, check their website. You should see a link called “Locations” or “Branches” that will allow you to search for open locations.

Bank holidays

A bank holiday is a day when bank branches are closed, also called a federal holiday or a public holiday. While some bank holidays are based on widely celebrated holidays like New Year’s Day and Christmas, others are set by federal legislation.

Per U.S. law, federal holidays are designated on specific days:

  • January 1st: New Year’s Day
  • Third Monday of January: Martin Luther King, Jr. Day (Birthday of Martin Luther King, Jr.)
  • Third Monday of February: President’s Day (Washington’s Birthday)
  • Last Monday of May: Memorial Day
  • July 4th: Independence Day
  • First Monday of September: Labor Day
  • Second Monday of October: Columbus Day (Indigenous People’s Day)
  • November 11th: Veterans Day
  • Fourth Thursday of November: Thanksgiving Day
  • December 25th: Christmas Day

When the holiday falls on a Sunday, banks typically close the following Monday. However, when the holiday falls on a Saturday, banks generally don’t close the Friday before.

In some rare cases, banks will be open on certain federal holidays, although their hours may be limited.

For non-federal holidays, like Good Friday, most banks will be open. But some states set their own public holidays, and banks and credit unions in those states may choose to close on those days. Depending on your state, the day after Thanksgiving and the day after Christmas may also be public holidays.

Calendar of banks’ opening and closing days

Ash WednesdayRegular hoursWednesday, March 6rdWednesday, February 26thWednesday, February 17th
Black Friday (the day after Thanksgiving)Almost all banks openFriday, November 29thFriday, November 27thFriday, November 26th
Christmas DayClosedWednesday, December 25thFriday, December 25thSaturday, December 25th
Christmas EveClosedTuesday, December 24thThursday, December 24thFriday, December 24th
Columbus Day/Indigenous People’s DaySome banks openMonday, October 14thMonday, October 12thMonday, October 11th
DiwaliRegular hoursSunday, October 27thSaturday, November 14thThursday, November 4th
EasterClosedSunday, April 21stSunday, April 12thSunday, April 4th
Eid al-AdhaRegular hoursSaturday, August 10thThursday, July 30thMonday, July 19th
Eid al-FitrRegular hoursMonday, June 3rdSaturday, May 23rdWednesday, May 12th
Election DayRegular hoursTuesday, November 5thTuesday, November 3rdTuesday, November 2nd
RamadanRegular hoursMonday, May 6th (first night)Thursday, April 23rd (first night)Monday, April 12th (first night)
HanukkahRegular hoursSunday, December 22nd (first night)Thursday, December 10th (first night)Sunday, November 28th (first night)
Independence Day (Fourth of July)ClosedThursday, July 4thSaturday, July 4thSunday, July 4th
Good FridayDepends on your stateFriday, April 19thFriday, April 10thFriday, April 2nd
HalloweenRegular hoursThursday, October 31stSaturday, October 31stSunday, October 31st
HoliRegular hoursThursday, March 21stMonday, March 9thMonday, March 29th
KwanzaaRegular hoursThursday, December 26th (first night)Saturday, December 26th (first night)Sunday, December 26th (first night)
Labor DayClosedMonday, September 9thMonday, September 7thMonday, September 6th
Mardi GrasRegular hoursTuesday, March 5thTuesday, February 25thTuesday, February 16th
Memorial DayClosedMonday, May 27thMonday, May 25thMonday, May 31st
Martin Luther King Jr. Day (MLK Day)ClosedMonday, January 21stMonday, January 20thMonday, January 18th
New Year’s DayClosedTuesday, January 1stWednesday, January 1stFriday, January 1st
New Year’s EveRegular hoursTuesday, December 31stThursday, December 31stFriday, December 31st
Orthodox ChristmasRegular hoursMonday, January 7thTuesday, January 7thThursday, January 7th
PassoverRegular hoursFriday, April 19th (first night)Wednesday, April 8th (first night)Saturday, March 27th (first night)
Patriot DayRegular hoursWednesday, September 11thFriday, September 11thSaturday, September 11th
President’s Day (Washington's Birthday)Most banks closedMonday, February 18thMonday, February 17thMonday, February 22nd
PurimRegular hoursWednesday, March 20thMonday, March 9thThursday, February 25th
Rosh HashanahRegular hoursSunday, September 29thFriday, September 18thMonday, September 6th
St. Patrick’s DayRegular hoursSunday, March 17thTuesday, March 17thWednesday, March 17th
ThanksgivingClosedThursday, November 28thThursday, November 26thThursday, November 25th
Veterans DayMost banks closedMonday, November 11thWednesday, November 11thThursday, November 11th
Yom KippurRegular hoursTuesday, October 8thSunday, September 27thWednesday, September 15th

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Managing Editor

Zack Sigel

Managing Editor

Zack Sigel is a SEO managing editor at Policygenius. He covers personal finance, comprising mortgages, investing, deposit accounts, and more. His previous work included writing about film and music.

Policygenius’ editorial content is not written by an insurance agent. It’s intended for informational purposes and should not be considered legal or financial advice. Consult a professional to learn what financial products are right for you.

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