Are banks open today?

Banks are open weekdays and usually on Saturdays. They're usually closed on Sundays and federal holidays.

Zack Sigel

Updated December 31, 2020

infoEditorial Disclosure

While banks are open weekdays, Monday through Friday, they occasionally close for certain holidays, like Christmas, Thanksgiving, and Labor Day. Banks are also open on Saturdays for limited hours, but they are usually closed on Sundays.

Credit unions, which are basically banks owned by their members, typically keep the same hours: Open on weekdays and Saturdays, but generally closed on Sundays. Most credit unions also close on the same holidays as banks.

This article is about branch locations and drive-through services at these locations. However, external ATMs should be open 24 hours a day, seven days a week. You’ll also be able to access your account information, and make electronic deposits or transfers, at any time, by logging into your bank or credit union’s online banking portal.

In this article:

Bank hours

During the work week, banks most often open between 8:00 AM and 9:00 AM and close between 4:00 PM and 6:00 PM. For the most part, credit unions also use these hours.

Banks and credit unions are usually open Saturdays. However, they may open later and close earlier on Saturdays. Typical Saturday opening hours for banks are 9:00 AM to 2:00 PM.

Almost no bank or credit union is open on Sundays, although there are rare exceptions. Banks that open on Sundays usually keep very limited hours, such as 11:00 AM to 3:00 PM.

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Note that these bank opening hours are examples, but there are thousands of branch locations across the country, and many keep different hours even among the same bank franchise.

To make sure your own bank or credit union is open, check their website. You should see a link called “Locations” or “Branches” that will allow you to search for open locations.

Bank holidays

A bank holiday is a day when bank branches are closed, also called a federal holiday or a public holiday. While some bank holidays are based on widely celebrated holidays like New Year’s Day and Christmas, others are set by federal legislation.

Per U.S. law, federal holidays are designated on specific days:

  • January 1st: New Year’s Day

  • Third Monday of January: Martin Luther King, Jr. Day (Birthday of Martin Luther King, Jr.)

  • Third Monday of February: President’s Day (Washington’s Birthday)

  • Last Monday of May: Memorial Day

  • July 4th: Independence Day

  • First Monday of September: Labor Day

  • Second Monday of October: Columbus Day (Indigenous People’s Day)

  • November 11th: Veterans Day

  • Fourth Thursday of November: Thanksgiving Day

  • December 25th: Christmas Day

When the holiday falls on a Sunday, banks typically close the following Monday. However, when the holiday falls on a Saturday, banks generally don’t close the Friday before.

In some rare cases, banks will be open on certain federal holidays, although their hours may be limited.

For non-federal holidays, like Good Friday, most banks will be open. But some states set their own public holidays, and banks and credit unions in those states may choose to close on those days. Depending on your state, the day after Thanksgiving and the day after Christmas may also be public holidays.

Calendar of banks’ opening and closing days

HolidayStatus202020212022
Ash WednesdayRegular hoursWednesday, February 26thWednesday, February 17thWednesday, March 2nd
Black Friday (the day after Thanksgiving)Almost all banks openFriday, November 27thFriday, November 26thFriday, November 25th
Christmas DayClosedFriday, December 25thSaturday, December 25thSunday, December 25th
Christmas EveClosedThursday, December 24thFriday, December 24thSaturday, December 24th
Columbus Day/Indigenous People’s DaySome banks openMonday, October 12thMonday, October 11thMonday, October 10th
DiwaliRegular hoursSaturday, November 14thThursday, November 4thMonday, October 24th
EasterClosedSunday, April 12thSunday, April 4thSunday, April 17th
Eid al-AdhaRegular hoursThursday, July 30thMonday, July 19thSaturday, July 9th
Eid al-FitrRegular hoursSaturday, May 23rdWednesday, May 12thMonday, May 2nd
Election DayRegular hoursTuesday, November 3rdTuesday, November 2ndTuesday, November 8th
RamadanRegular hoursThursday, April 23rd (first night)Monday, April 12th (first night)Saturday, April 2nd (first night)
HanukkahRegular hoursThursday, December 10th (first night)Sunday, November 28th (first night)Sunday, December 18th (first night)
Independence Day (Fourth of July)ClosedSaturday, July 4thSunday, July 4thMonday, July 4th
Good FridayDepends on your stateFriday, April 10thFriday, April 2ndFriday, April 15th
HalloweenRegular hoursSaturday, October 31stSunday, October 31stMonday, October 31st
HoliRegular hoursMonday, March 9thMonday, March 29thThursday, March 17th
KwanzaaRegular hoursSaturday, December 26th (first night)Sunday, December 26th (first night)Monday, December 26th (first night)
Labor DayClosedMonday, September 7thMonday, September 6thMonday, September 5th
Mardi GrasRegular hoursTuesday, February 25thTuesday, February 16thTuesday, March 1st
Memorial DayClosedMonday, May 25thMonday, May 31stMonday, May 30th
Martin Luther King Jr. Day (MLK Day)ClosedMonday, January 20thMonday, January 18thMonday, January 17th
New Year’s DayClosedWednesday, January 1stFriday, January 1stSaturday, January 1st
New Year’s EveRegular hoursThursday, December 31stThursday, December 31stFriday, December 31st
Orthodox ChristmasRegular hoursTuesday, January 7thThursday, January 7thFriday, January 7th
PassoverRegular hoursWednesday, April 8th (first night)Saturday, March 27th (first night)Friday, April 15th (first night)
Patriot DayRegular hoursFriday, September 11thSaturday, September 11thSunday, September 11th
President’s Day (Washington's Birthday)Most banks closedMonday, February 17thMonday, February 22ndMonday, February 21st
PurimRegular hoursMonday, March 9thThursday, February 25thWednesday, March 16th
Rosh HashanahRegular hoursFriday, September 18thMonday, September 6thSunday, September 25th
St. Patrick’s DayRegular hoursTuesday, March 17thWednesday, March 17thThursday, March 17th
ThanksgivingClosedThursday, November 26thThursday, November 25thThursday, November 24th
Veterans DayMost banks closedWednesday, November 11thThursday, November 11thFriday, November 11th
Yom KippurRegular hoursSunday, September 27thWednesday, September 15thTuesday, October 4th
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Managing Editor

Zack Sigel

Managing Editor

Zack Sigel is a SEO managing editor at Policygenius. He covers personal finance, comprising mortgages, investing, deposit accounts, and more. His previous work included writing about film and music.

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