While banks are open weekdays, Monday through Friday, they occasionally close for certain holidays, like Christmas, Thanksgiving, and Labor Day. Banks are also open on Saturdays for limited hours, but they are usually closed on Sundays.
Credit unions, which are basically banks owned by their members, typically keep the same hours: Open on weekdays and Saturdays, but generally closed on Sundays. Most credit unions also close on the same holidays as banks.
This article is about branch locations and drive-through services at these locations. However, external ATMs should be open 24 hours a day, seven days a week. You’ll also be able to access your account information, and make electronic deposits or transfers, at any time, by logging into your bank or credit union’s online banking portal.
In this article:
Bank hours
During the work week, banks most often open between 8 a.m. and 9 a.m. and close between 4 p.m. and 6 p.m. For the most part, credit unions also use these hours.
Banks and credit unions are usually open Saturdays. However, they may open later and close earlier on Saturdays. Typical Saturday opening hours for banks are 9 a.m. to 2 p.m.
Almost no bank or credit union is open on Sundays, although there are rare exceptions. Banks that open on Sundays usually keep very limited hours, such as 11 a.m. to 3 p.m.
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Note that these bank opening hours are examples, but there are thousands of branch locations across the country, and many keep different hours even among the same bank franchise.
To make sure your own bank or credit union is open, check their website. You should see a link called “Locations” or “Branches” that will allow you to search for open locations.
Bank holidays
A bank holiday is a day when bank branches are closed, also called a federal holiday or a public holiday. While some bank holidays are based on widely celebrated holidays like New Year’s Day and Christmas, others are set by federal legislation.
Per U.S. law, federal holidays are designated on specific days:
January 1st: New Year’s Day
Third Monday of January: Martin Luther King, Jr. Day (Birthday of Martin Luther King, Jr.)
Third Monday of February: President’s Day (Washington’s Birthday)
Last Monday of May: Memorial Day
July 4th: Independence Day
First Monday of September: Labor Day
Second Monday of October: Columbus Day (Indigenous People’s Day)
November 11th: Veterans Day
Fourth Thursday of November: Thanksgiving Day
December 25th: Christmas Day
When the holiday falls on a Sunday, banks typically close the following Monday. However, when the holiday falls on a Saturday, banks generally don’t close the Friday before.
In some rare cases, banks will be open on certain federal holidays, although their hours may be limited.
For non-federal holidays, like Good Friday, most banks will be open. But some states set their own public holidays, and banks and credit unions in those states may choose to close on those days. Depending on your state, the day after Thanksgiving and the day after Christmas may also be public holidays.
Calendar of banks’ opening and closing days
Holiday | Status | 2023 | 2024 | 2025 |
|---|---|---|---|---|
Ash Wednesday | Regular hours | Wednesday, February 22 | Wednesday, February 14 | Wednesday, March 5 |
Black Friday (the day after Thanksgiving) | Almost all banks open | Friday, November 24 | Friday, November 29 | Friday, November 28 |
Christmas Day | Closed | Monday, December 25 | Wednesday, December 25 | Thursday, December 25 |
Christmas Eve | Regular hours for most banks | Sunday, December 24 | Tuesday, December 24 | Wednesday, December 24 |
Columbus Day/Indigenous People’s Day | Some banks open | Monday, October 9 | Monday, October 14 | Monday, October 13 |
Diwali | Regular hours | Sunday, November 12 | Friday, November 1 | Monday, October 20 |
Easter | Closed | Sunday, April 9 | Sunday, March 31 | Sunday, April 20 |
Eid al-Adha | Regular hours | Thursday, June 29 | Monday, June 17 | Saturday,June 7 |
Eid al-Fitr | Regular hours | Saturday, April 22 | Wednesday, April 10 | Monday, March 31 |
Election Day | Regular hours | Tuesday, November 7 | Tuesday, November 5 | Tuesday, November 4 |
Ramadan | Regular hours | Wednesday, March 22 (first night) | Sunday, March 10 (first night) | Friday, February 28 (first night) |
Hanukkah | Regular hours | Thursday, December 7 (first night) | Wednesday, December 25 (first night) | Wednesday, December 25 (first night) |
Independence Day (Fourth of July) | Closed | Tuesday, July 4 | Thursday, July 4 | Friday, July 4 |
Good Friday | Depends on your state | Friday, April 7 | Friday, March 29 | Friday, April 18 |
Halloween | Regular hours | Tuesday, October 31 | Thursday, October 31 | Firday, October 31 |
Holi | Regular hours | Wednesday, March 8 | Monday, March 25 | Friday, March 14 |
Kwanzaa | Regular hours | Tuesday, December 26 (first night) | Thursday, December 26 (first night) | Friday, December 26 (first night) |
Labor Day | Closed | Monday, September 4 | Monday, September 2 | Monday, September 1 |
Mardi Gras | Regular hours | Tuesday, February 21 | Tuesday, February 13 | Tuesday, March 4 |
Memorial Day | Closed | Monday, May 29 | Monday, May 27 | Monday, May 26 |
Martin Luther King Jr. Day (MLK Day) | Closed | Monday, January 16 | Monday, January 15 | Monday, January 20 |
New Year’s Day | Closed | Sunday, January 1 | Monday, January 1 | Wednesday, January 1 |
New Year’s Eve | Regular hours | Sunday, December 31 | Tuesday, December 31 | Wednesday, December 31 |
Orthodox Christmas | Regular hours | Saturday, January 7th | Sunday, January 7 | Tuesday, January 7 |
Passover | Regular hours | Wednesday, April 5 (first night) | Monday, April 22 (first night) | Saturday, April 12 (first night) |
Patriot Day | Regular hours | Monday, September 11 | Wednesday, September 11 | Thursday, September 11 |
President’s Day (Washington's Birthday) | Most banks closed | Monday, February 20 | Monday, February 19 | Monday, February 17 |
Purim | Regular hours | Monday, March 6 | Sunday, March 23 | Thursday, March 13 |
Rosh Hashanah | Regular hours | Friday, September 15 | Wednesday, October 2 | Monday, September 22 |
St. Patrick’s Day | Regular hours | Friday, March 17 | Sunday, March 17 | Monday, March 17 |
Thanksgiving | Closed | Thursday, November 23 | Thursday, November 28 | Thursday, November 27 |
Veterans Day | Most banks closed | Friday, November 10 (observed) | Monday, November 11 | Tuesday, November 11 |
Yom Kippur | Regular hours | Sunday, September 24 | Friday, October 11 | Wednesday, October 1 |
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