Expertise
Underwriting requirements, trends, and processes.
Education
Eloise holds a bachelor’s degree in business administration from George Washington University.
Featured in
AARP
About
Experience highlights
In the press
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Journalist on a deadline? Our press team can connect you with our experts to discuss insurance, personal finance, and more. They're also pretty friendly.
press@policygenius.comPolicygenius content follows strict guidelines for editorial accuracy and integrity. Learn about our editorial standards and how we make money.
Want to interview a Policygenius expert?
Journalist on a deadline? Our press team can connect you with our experts to discuss insurance, personal finance, and more. They're also pretty friendly.
press@policygenius.comPolicygenius content follows strict guidelines for editorial accuracy and integrity. Learn about our editorial standards and how we make money.
Pro tip
Eloise Spinello
Insurance medicine and clinical medicine are very different. Your doctor gets to see you for follow-ups as often as they need to. Insurance underwriters have only one opportunity to get to know you - so they have to get their assessment right!
Selected stories from Eloise
Life insurance underwriting: what it is & how it works
Updated January 07, 2022 | 6 min read
The underwriting process is when insurance companies evaluate your risk profile based on several factors – including health history, age, and gender.
Best life insurance companies for young adults in 2022
Updated January 06, 2022 | 4 min read
Life insurance is cheapest when you’re young and healthy, so buying a policy in your 20s or 30s can save you money while still securing important financial protection.
Can I get life insurance faster with accelerated underwriting?
Updated January 05, 2022 | 3 min read
Accelerated underwriting can help healthy people age 18 to 60 get life insurance faster by forgoing a medical exam and using existing records to set policy rates.