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Want to interview a Policygenius expert?
Journalist on a deadline? Our press team can connect you with our experts to discuss insurance, personal finance, and more. They’re also pretty friendly.
press@policygenius.comPolicygenius content follows strict guidelines for editorial accuracy and integrity. Learn about our editorial standards and how we make money.
Pro tip
Stephanie Nieves
If you want to be fully protected, you should get what’s known as a full coverage policy, which includes comprehensive and collision coverage in addition to liability.
Selected stories from Stephanie
Does home insurance cover roof collapse from snow?
Updated | 1 min read
Yes, homeowners insurance covers roof collapse caused by the weight of snow, ice, or sleet. But a roof that was previously damaged or in bad shape may not be covered, so it’s best to keep your roof well-maintained.
Does home insurance cover lightning strikes?
Updated | 4 min read
Yes, a standard homeowners insurance policy will cover damage caused by lightning, including fire and power surges.
Does home insurance cover septic tanks?
Updated | 3 min read
Yes, your septic tank is considered part of your home and would be covered by the dwelling portion of your home insurance policy in the event that it’s suddenly damaged.
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