About
Pat Howard is a homeowners insurance editor at Policygenius in New York City. He has written extensively about home insurance cost, coverage, and companies since 2018, and his insights have been featured on Investopedia, Lifehacker, MSN, Zola, HerMoney, and Property Casualty 360.
Expertise
- Pat has a B.A. in journalism from Michigan State University
Our editorial guidelines
From insurance to estate planning to financial advice, every Policygenius article is thoroughly researched, written, and fact-checked by our team of experts. We're committed to giving you the transparent, up-to-date information you need to understand your financial options and help you make the right decisions.Read more about our editorial process.
Latest by Pat Howard
How much does homeowners insurance cost?
Updated April 15, 2021
Is homeowners insurance legally required?
Updated April 7, 2021
How your credit score can affect your homeowners insurance rates
Updated April 6, 2021
What is dwelling coverage?
Updated April 6, 2021
Homeowners insurance for veterans
Updated April 2, 2021