Pat Howard

Property and Casualty Insurance Expert

Expertise

Homeowners insurance, renters insurance, flood insurance, personal finance

Education

Pat has a bachelor's degree in journalism from Michigan State University

Featured in

Property Casualty 360, Investopedia, Fatherly, MSN, Lifehacker, Zola, HerMoney, MarketWatch, Better Homes & Gardens, This Old House, and Superior Access

About

Pat Howard is a Brooklyn-based senior editor at Policygenius, where he has been since 2018. An expert in property and casualty insurance, Pat finds motivation in guiding his readers through the complexities of financial protection. He has written extensively about home, renters, and flood insurance, and is particularly curious about the role of climate change and artificial intelligence on the future of the industry. Pat's insights have been featured on MarketWatch, This Old House, Investopedia, Fatherly, Lifehacker, MSN, Zola, HerMoney, Better Homes & Garden, and Property Casualty 360.

Want to interview a Policygenius expert?

Journalist on a deadline? Our press team can connect you with our experts to discuss insurance, personal finance, and more. They're also pretty friendly.

press@policygenius.com

Policygenius content follows strict guidelines for editorial accuracy and integrity. Learn about our editorial standards and how we make money.

Want to interview a Policygenius expert?

Journalist on a deadline? Our press team can connect you with our experts to discuss insurance, personal finance, and more. They're also pretty friendly.

press@policygenius.com

Policygenius content follows strict guidelines for editorial accuracy and integrity. Learn about our editorial standards and how we make money.

Selected stories from Pat

How much does flood insurance cost?

Updated October 21, 2021 | 3 min read

The average cost of flood insurance is $738 per year, but the amount you pay will depend on your home’s location, elevation, and the amount of coverage in your policy.

Read more

How to create a home insurance inventory

Updated October 13, 2021 | 3 min read

Having a detailed list of everything under your roof will make filing a homeowners insurance claim faster and easier. Learn how to create a home inventory in 6 easy steps.

Read more

Personal liability coverage in home insurance: How does it work?

Updated October 13, 2021 | 4 min read

Personal liability coverage is the portion of homeowners insurance that covers legal and medical expenses if you are found liable for someone’s injury or damage to their property.

Read more