Sean RogersSean RogersAssociate Director of Partner SolutionsSean joined Policygenius in 2018 overseeing case management and carrier partnerships. With over 13 years of experience, Sean is an expert in Life, Disability, Long Term Care, and Health insurance.
Reviewed
Sean RogersSean RogersAssociate Director of Partner SolutionsSean joined Policygenius in 2018 overseeing case management and carrier partnerships. With over 13 years of experience, Sean is an expert in Life, Disability, Long Term Care, and Health insurance.
Published
Expert reviewedExpert reviewedThis article has been reviewed by a member of ourFinancial Review Council to ensure all sources, statistics, and claims meet the highest standard for accurate and unbiased advice.Learn more about oureditorial review process.
Stillwater renters insurance offers discounts for bundling your policy with your auto insurance, as well as savings if you have home safety devices installed.
Stillwater
Policygenius rating
Our proprietary ratings methodology takes multiple factors into account, including customer satisfaction, cost, financial strength, and policy offerings. See the “Ratings methodology” section for more details.
4.5
AM Best rating
AM Best is a global credit rating agency that scores the financial strength of insurance companies on a scale from A++ (Superior) to D (Poor).
B++
Cost
Using a mix of internal and external rate data, we grade the cost of each insurance company's premiums on a scale from least expensive ($) to most expensive ($$$$$).
NA
The bottom line
Stillwater renters insurance has a lot to offer, including lots of deductible options, off-premises coverage for your personal belongings, and the ability to schedule high-value items to ensure they're extra protected — up to $50,000 per item. You can also bundle your renters and auto insurance policies together to save on rates.
Pros
Scheduled personal property coverage available for high-value items
Offers earthquake coverage
Bundling and home safety discounts
Cons
Can't increase jewelry or computer coverage limits
Basics
Renters Insurance Provider
Stillwater
Founded
2000
A.M. Best
A-
S&P
N/A
Ratings
Consumer Affairs
N/A
Consumer AffairsJ.D. Power Overall Customer Satisfaction
N/A
J.D. Power Claims Process Satisfaction
N/A
Base policy features
Replacement Value Available
Yes
Deductible Options
$250, $500, $1,000, $2,000, $2,500
Personal Property Coverage
$10,000 - $100,000 ($150,000 in NY)
Personal Liability
$100,000, $300,000, $500,000
Medical Payments to Others
$1,000, $2,,000 $5,000
Loss of Use Coverage
40% of Personal Property Coverage
Off-Premise Coverage
Yes
Peril Type Coverage
Named
Purchase Online
Yes
Expand table
Optional add-on features
Schedule High-Value Items Online
Yes; up to $50,000 per item
Types of Valuable Coverage
Jewelry, Cameras, Instruments, Fine Art, Golf Equipment, Firearms, Furs, Silverware
Sean joined Policygenius in 2018 overseeing case management and carrier partnerships. With over 13 years of experience, Sean is an expert in Life, Disability, Long Term Care, and Health insurance.
Sean joined Policygenius in 2018 overseeing case management and carrier partnerships. With over 13 years of experience, Sean is an expert in Life, Disability, Long Term Care, and Health insurance.
