Stillwater renters insurance review

Find out how Stillwater Insurance Group stacks up when it comes to renters insurance.

Stillwater Insurance Group, founded in 2000 as the Fidelity National Property and Casualty Insurance Group, offers renters insurance in 48 states.


Renters Insurance ProviderStillwater
A.M. BestA-


Consumer AffairsN/A
J.D. Power Overall Customer SatisfactionN/A
J.D. Power Claims Process SatisfactionN/A

Base policy features

Replacement Value AvailableYes
Deductible Options$250, $500, $1,000, $2,000, $2,500
Personal Property Coverage$10,000 - $100,000 ($150,000 in NY)
Personal Liability$100,000, $300,000, $500,000
Medical Payments to Others$1,000, $2,,000 $5,000
Loss of Use Coverage40% of personal property coverage
Off-Premise CoverageYes
Peril Type CoverageNamed
Purchase OnlineYes

*Based on New York availability

Optional add-on features

Schedule High-Value Items OnlineYes; up to $50,000 per item
Types of Valuable CoverageJewelry, cameras, instruments, fine art, golf equipment, firearms, furs, silverware
Increase Computer Category Coverage Limits OnlineNo
Increase Jewelry Category Coverage Limits OnlineNo
Identity TheftYes; $25,000
Earthquake CoverageYes
Water back-up of Sewers and DrainsYes
Multi-policy DiscountsYes
Home Safety DiscountsYes