Stillwater renters insurance review

Stillwater Insurance Group, founded in 2000 as the Fidelity National Property and Casualty Insurance Group, offers renters insurance in 48 states.


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Renters Insurance ProviderStillwater
A.M. BestA-


Consumer AffairsN/A
Consumer AffairsJ.D. Power Overall Customer SatisfactionN/A
J.D. Power Claims Process SatisfactionN/A

Base policy features

Replacement Value AvailableYes
Deductible Options$250, $500, $1,000, $2,000, $2,500
Personal Property Coverage$10,000 - $100,000 ($150,000 in NY)
Personal Liability$100,000, $300,000, $500,000
Medical Payments to Others$1,000, $2,,000 $5,000
Loss of Use Coverage40% of Personal Property Coverage
Off-Premise CoverageYes
Peril Type CoverageNamed
Purchase OnlineYes

Optional add-on features

Schedule High-Value Items OnlineYes; up to $50,000 per item
Types of Valuable CoverageJewelry, Cameras, Instruments, Fine Art, Golf Equipment, Firearms, Furs, Silverware
Increase Computer Category Coverage Limits OnlineNo
Increase Jewelry Category Coverage Limits OnlineNo
Identity TheftYes; $25,000
Earthquake CoverageYes
Water back-up of Sewers and DrainsYes
Multi-policy DiscountsYes
Home Safety DiscountsYes