Progressive renters insurance review

Find out how Progressive stacks up when it comes to renters insurance.

Progressive is a popular insurance company that provides a variety of renters insurance coverage options through Homesite.

Basics

Renters Insurance ProviderHomesite
Founded1937
A.M. BestA+
S&PAA

Ratings

Consumer Affairs3/5
J.D. Power Overall Customer Satisfaction3/5
J.D. Power Claims Process Satisfaction2/5

Base policy features

Replacement Value AvailableYes
Deductible Options$250, $500, $1,000, $2,500
Personal Property Coverage$15,000 - $150,000
Personal Liability$100,000, $300,000, $500,000
Medical Payments to Others$1,000, $3,000, $5,000
Loss of Use Coverage20% of personal property coverage
Off-Premise CoverageYes
Peril Type CoverageNamed
Purchase OnlineYes, up to $110,000 personal property coverage

*Based on New York availability

Optional add-on features

Schedule High-Value Items OnlineNo; must contact customer service/agent
Types of Valuable CoverageJewelry, furs, cameras, instruments, silverware, fine arts, and golf equipment
Increase Computer Category Coverage Limits OnlineYes
Increase Jewelry Category Coverage Limits OnlineNo
Identity TheftYes
Earthquake CoverageNo
Water back-up of Sewers and DrainsNo
Multi-policy DiscountsYes
Home Safety DiscountsNo