Progressive is a popular insurance company that provides a variety of renters insurance coverage options through Homesite.
Basics
Renters Insurance Provider | Homesite |
Founded | 1937 |
A.M. Best | A+ |
S&P | AA |
Ratings
Consumer Affairs | 3/5 |
J.D. Power Overall Customer Satisfaction | 3/5 |
J.D. Power Claims Process Satisfaction | 2/5 |
Base policy features
Replacement Value Available | Yes |
Deductible Options | $250, $500, $1,000, $2,500 |
Personal Property Coverage | $15,000 - $150,000 |
Personal Liability | $100,000, $300,000, $500,000 |
Medical Payments to Others | $1,000, $3,000, $5,000 |
Loss of Use Coverage | 20% of personal property coverage |
Off-Premise Coverage | Yes |
Peril Type Coverage | Named |
Purchase Online | Yes, up to $110,000 personal property coverage |
*Based on New York availability
Optional add-on features
Schedule High-Value Items Online | No; must contact customer service/agent |
Types of Valuable Coverage | Jewelry, furs, cameras, instruments, silverware, fine arts, and golf equipment |
Increase Computer Category Coverage Limits Online | Yes |
Increase Jewelry Category Coverage Limits Online | No |
Identity Theft | Yes |
Earthquake Coverage | No |
Water back-up of Sewers and Drains | No |
Multi-policy Discounts | Yes |
Home Safety Discounts | No |
