Progressive renters insurance review

Find out how Progressive stacks up when it comes to renters insurance.

Colin Lalley 1600

By

Colin Lalley

Colin Lalley

Content Director, Home & Auto Insurance

Colin Lalley is the content director for home and auto insurance at Policygenius, where he leads our property & casualty editorial teams. His insights have been featured in Inc. Magazine, Betterment, Chime, Credit Seasame, Zola, and the Council for Disability Awareness.

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Progressive is a popular insurance company that provides a variety of renters insurance coverage options through Homesite.

Basics

Renters Insurance Provider

Homesite

Founded

1937

A.M. Best

A+

S&P

AA

Ratings

Consumer Affairs

3/5

J.D. Power Overall Customer Satisfaction

3/5

J.D. Power Claims Process Satisfaction

2/5

Base policy features

Replacement Value Available

Yes

Deductible Options

$250, $500, $1,000, $2,500

Personal Property Coverage

$15,000 - $150,000

Personal Liability

$100,000, $300,000, $500,000

Medical Payments to Others

$1,000, $3,000, $5,000

Loss of Use Coverage

20% of personal property coverage

Off-Premise Coverage

Yes

Peril Type Coverage

Named

Purchase Online

Yes, up to $110,000 personal property coverage

*Based on New York availability

Optional add-on features

Schedule High-Value Items Online

No; must contact customer service/agent

Types of Valuable Coverage

Jewelry, furs, cameras, instruments, silverware, fine arts, and golf equipment

Increase Computer Category Coverage Limits Online

Yes

Increase Jewelry Category Coverage Limits Online

No

Identity Theft

Yes

Earthquake Coverage

No

Water back-up of Sewers and Drains

No

Multi-policy Discounts

Yes

Home Safety Discounts

No

Author

Content Director, Home & Auto Insurance

Colin Lalley

Content Director, Home & Auto Insurance

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Colin Lalley is the content director for home and auto insurance at Policygenius, where he leads our property & casualty editorial teams. His insights have been featured in Inc. Magazine, Betterment, Chime, Credit Seasame, Zola, and the Council for Disability Awareness.

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