The Policygenius Life Insurance Price Index

U.S. monthly averages as of April 1, 2021

Age / Sex

$250K

Coverage Amount

$500K

Coverage Amount

$1M

Coverage Amount

25 years old

Female

$14.25

$21.26

$34.54

25 years old

Male

$17.13

$27.10

$45.18

35 years old

Female

$16.48

$25.43

$42.61

35 years old

Male

$18.70

$30.29

$51.72

45 years old

Female

$28.41

$47.52

$86.37

45 years old

Male

$35.31

$60.78

$113.62

55 years old

Female

$60.30

$108.02

$206.18

55 years old

Male

$83.68

$151.22

$286.62

U.S. monthly averages as of April 1, 2021

Age / Sex

$250K

Coverage Amount

$500K

Coverage Amount

$1M

Coverage Amount

25 years old

Female

$35.43

$59.97

$111.21

25 years old

Male

$43.82

$75.09

$139.49

35 years old

Female

$45.28

$79.77

$146.53

35 years old

Male

$54.00

$95.10

$179.82

45 years old

Female

$91.24

$167.18

$319.91

45 years old

Male

$123.14

$229.26

$441.04

55 years old

Female

$201.32

$373.51

$720.99

55 years old

Male

$292.14

$538.07

$1043.14

 

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