Derek Silva

Articles by Derek Silva

Taxes

• A guide to your estimated taxes

• What is adjusted gross income?

• How mileage reimbursement works

• The student loan interest deduction

• The most common types of taxes

• What is a tax extension and should you file one?

Banking

• How to fill out a money order

• How to get a cashier’s check & what to use them for

• How to void a check

• Savings calculator: how much will your savings grow?

• What are no-penalty CDs?

• What is a certified check?

• What’s the highest credit score & how do I get it?

Health Insurance

• What is a catastrophic health insurance plan?

• Health insurance for freelancers

• What is a health maintenance organization (HMO)?

• What are bronze plans?

• What is a health insurance subsidy?

• What is a specialist physician?

Disability insurance

• The best states for living with a disability

Investing

• How to use the year-over-year (YoY) calculation to track the growth of an investment

• How to pick stocks: when to invest, what to invest in, and how

• How to invest in penny stocks & why you might want to

• SEP IRAs: How do they work & are they worth it?

• SIMPLE IRAs: how they work & how to open one

• What is the rule of 70?

• What is a 401(k) and how does it work?

• What is operating income?

Loans

• Home improvement loans: how they work & how to get one

• How to apply for a loan online

Mortgages

• How to pay off a mortgage in 5 years

• What are balloon mortgages & should you ever get one?

• Wraparound mortgages: how they work & why you might get one

Retirement and estate planning

• Your complete estate planning checklist

• Your complete guide to estate planning

• Finding an estate planning attorney

• How to start a charitable trust

• What is a family trust?

• What is a fiduciary?

• What is a joint will & should you use one?

• What is a pension?

• What is a trustee? What do they do?

• What is estate tax?

• What is inheritance tax?

• What is tenancy at will?

Articles on the Policygenius Magazine

• The credit cards & banks that help you live more sustainably

• How to manage money in a one-income relationship

• The highest-paying jobs you can get with a bachelor's degree

• The best & worst states for green jobs