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Disability insurance
How to file a disability insurance claim
To file a claim, you’ll need to provide basic information about your job and your illness or injury, along with a statement from your doctor. You’ll also need to sign a release that allows your insurance company to access your medical records.

Life insurance
Should you backdate your life insurance policy?
Consider backdating your life insurance policy if you can save money in the long-run on your coverage. You’ll pay more money upfront, but could save a significant amount over the course of your policy’s term.

Life insurance
Can you buy life insurance if you are overweight?
Your life insurance rates won’t automatically be more expensive if you have a bigger body. If your BMI falls into the range that’s typically defined as obese, long-term weight loss can lower your premiums.
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