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Life insurance
What is a life insurance policy lapse?
When you stop paying the premiums on your life insurance, your policy lapses and you lose your coverage.
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Life insurance
What is the waiver of premium rider?
A waiver of premium rider is an added feature that keeps your policy active if you become disabled and can’t pay for your policy.
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Trusts
What is a bypass trust & do you need one?
A bypass trust can help affluent couples or people with stepchildren avoid estate tax
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