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The easy way to buy renters insurance

Why Policygenius?


From fine art to phones, we’ll help you work out the right amount of coverage.

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We’ll explain your options free of charge and free of jargon.


Seamless, secure online payment could get you covered in minutes.

What is renters insurance?

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How does it work?

Renters insurance covers the items in your apartment — think everything that’s not bolted down.

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Who needs it?

If you don’t have the funds to easily replace your stuff if loss or theft happens, you need insurance.

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Is it expensive?

Renters insurance is actually one of the cheapest forms of financial coverage you can buy.

Marketing disclosures

Curious about other prices or claims in our ads? Additional details are available on our Disclosures page.
Yes, we have to include some legalese down here. Policygenius LLC (DBA Policygenius Services LLC in NY; DBA Policygenius Insurance Services in California) (“Policygenius”), a Delaware corporation with its principal place of business in New York, New York, is a licensed independent insurance broker. The information provided on this site has been developed by Policygenius for general informational and educational purposes. We do our best to ensure that this information is up-to-date and accurate. Any insurance policy premium quotes or ranges displayed are non-binding. The final insurance policy premium for any policy is determined by the underwriting insurance company following application.