My renters insurance policy mentions "named perils." What are those?

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PolicyGenius Admin

PolicyGenius Admin

Blog author PolicyGenius Admin

Published April 22, 2015

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Perils are the causes of loss or damage to property. Some examples of perils are fire, burglary, and water damage caused by a burst pipe.A "named perils" policy is a policy that covers only the perils specifically listed. (The other type of policy, "all risk," covers any peril that's not listed under "exclusions.") A "named perils" policy provides more limited coverage than an "all risk" policy.