Progressive Renters Insurance Review


Progressive is a popular insurance company that provides a variety of renters insurance coverage options through Homesite.


Renters Insurance Provider Homesite
Founded 1937
A.M. Best A+


Consumer Affairs 3/5
J.D. Power Overall Customer Satisfaction 3/5
J.D. Power Claims Process Satisfaction 2/5

Base Policy Features

Replacement Value Available Yes
Deductible Options $250, $500, $1,000, $2,500
Personal Property Coverage $15,000 - $150,000
Personal Liability $100,000, $300,000, $500,000
Medical Payments to Others $1,000, $3,000, $5,000
Loss of Use Coverage 20% of Personal Property Coverage
Off-Premise Coverage Yes
Peril Type Coverage Named
Purchase Online Yes, up to $110,000 personal property coverage

*Based on New York availability

Optional Add-on Features

Schedule High-Value Items Online No; must contact customer service/agent
Types of Valuable Coverage Jewelry, Furs, Cameras, Instruments, Silverware, Fine Arts, and Golf Equipment
Increase Computer Category Coverage Limits Online Yes
Increase Jewelry Category Coverage Limits Online No
Identity Theft Yes
Earthquake Coverage No
Water back-up of Sewers and Drains No
Multi-policy Discounts Yes
Home Safety Discounts No

Last updated on Oct 19th 2017