Liberty Mutual Renters Insurance Review

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The longstanding Liberty Mutual, founded way back in 1912, advertises renters insurance policies starting at $20 a month.

Basics

Renters Insurance Provider Liberty Mutual
Founded 1912
A.M. Best A
S&P BBB

Ratings

Consumer Affairs 3.5/5
J.D. Power Overall Customer Satisfaction 2/5
J.D. Power Claims Process Satisfaction 3/5

Base Policy Features

Replacement Value Available Yes
Deductible Options $100, $250, $500, $1,000, $2,500, $5,000
Personal Property Coverage $15,000 and up
Personal Liability $100,000, $200,000, $300,,000 $500,000, $1,000,000
Medical Payments to Others $1,000, $2,000, $3,000, $5,000
Loss of Use Coverage 20% of Personal Property Coverage
Off-Premise Coverage Yes
Peril Type Coverage Named
Purchase Online Yes

*Based on New York availability

Optional Add-on Features

Schedule High-Value Items Online No; must contact customer service/ agent
Types of Valuable Coverage N/A
Increase Computer Category Coverage Limits Online Yes
Increase Jewelry Category Coverage Limits Online Yes
Identity Theft Yes
Earthquake Coverage No
Water back-up of Sewers and Drains Yes
Multi-policy Discounts Yes
Home Safety Discounts Yes

Last updated on Oct 19th 2017