Lemonade Renters Insurance Review


Lemonade is a new addition to the renters insurance market, offering policies in New York, California, Illinois, Texas, Rhode Island or New Jersey.


Renters Insurance Provider Lemonade
Founded 2016
A.M. Best N/A


Consumer Affairs N/A
J.D. Power Overall Customer Satisfaction N/A
J.D. Power Claims Process Satisfaction N/A

Base Policy Features

Replacement Value Available Yes
Deductible Options $250, $500, $1,000, $2,500
Personal Property Coverage $10,000 - $250,000
Personal Liability $100,000 - $500,000
Medical Payments to Others $1,000 - $5,000
Loss of Use Coverage $3,000 - $200,000
Off-Premise Coverage Yes
Peril Type Coverage Named
Purchase Online Yes

*Based on New York availability

Optional Add-on Features

Schedule High-Value Items Online Yes; up to $50,000 per item
Types of Valuable Coverage Jewelry, Fine Art, Bikes, Cameras, Instruments
Increase Computer Category Coverage Limits Online No
Increase Jewelry Category Coverage Limits Online Yes
Identity Theft No
Earthquake Coverage No
Water back-up of Sewers and Drains No
Multi-policy Discounts No
Home Safety Discounts Yes

Last updated on Oct 19th 2017