Money Crashers: Time-tested financial advice [REVIEW]

Colin Lalley 1600


Colin Lalley

Colin Lalley

Insurance Expert

Colin Lalley is the Associate Director of SEO Content at Policygenius in New York City. His writing on insurance and personal finance has appeared on Betterment, Inc, Credit Sesame, and the Council for Disability Awareness.

Published November 16, 2015|5 min read

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We’re reviewing the most popular personal finance blogs on the web to figure out what they do best, and who we think will get the most out of them. If you don’t already have a favorite personal finance blog, we’ll help you find one!

Summary for Money Crashers, Finance can get complicated. Wouldn’t it be great if you could get advice on a variety of money topics that’s easy to understand, and all in one place? With Money Crashers you can.

Money Crasherswww.moneycrashers.comOnline since: 2006You have a lot of personal finance questions. Can Money Crashers be your one-stop shop for answers?

  • There aren’t a whole lot of personal finance sites that will tell you exactly what values they’re founded on. Rarely do they go deeper than "save money" or "learn how to budget."Money Crashers is an exception to that rule. Go to their About page, and you’ll see their 11 Indispensable Principles. Sure, they’re pretty straightforward – spend less than you make, invest for the long term, avoid scams – but they’re also incredibly important, and taken together they’re representative of Money Crashers as a whole: a complete finance resource that lays out everything you need in one place.The result is a lot of articles and content for you to sift through. It makes sense – the site has been around for nearly a decade, and advice really adds up over the years. That’s what makes Money Crashers one of the most comprehensive sites around.

Who will get the most out of Money Crashers?

If you’re looking for a comprehensive, holistic budgeting strategy that touches on everyday finance and big picture money issues, look no further than Money Crashers.The blog covers everything from education to small business-related finances. Are you a parent? A student? On the verge of retirement? Just getting started in investing? You’ll find articles that cover every subject.Best of all, this information is relayed in an easy-to-understand format. You won’t find too much jargon or incomprehensible tips that everyday folks could never take advantage of. Whether you’re making a big decision like buying a house or just learning how to budget your monthly spending a little better, Money Crashers gives you real, actionable strategies and advice that you can actually understand and, even better, start using right away.

Popular posts from Money Crashers

Is there a sense of community? How engaged is the blogger?

There’s an active community on Money Crashers that participates mainly through the comments section on articles. The amount of engagement varies depending on the subject and individual post, but with so many posts on nearly every finance topic available, you’re bound to find someone talking about something that interests you.As for the people behind Money Crashers, they aren’t necessarily active in comments but they have a large presence on social media. Both their Facebook and Twitter communities have several thousand followers, and they post to both daily.Money Crashers also encourages people to get involved in contributing. Their header includes a call to write for them, so if you’ve got a particular area of financial expertise you’ve been dying to share, they’re open to hearing from you!

Does it offer any tools?

Money Crashers doesn’t offer any tools of its own – for example, there aren’t any calculators or quoting engines that you might see on other sites – but they more than make up for it with the resources they do have.Obviously the wealth of articles on the site are its main draw. But there’s a specific type of posts that can be particularly helpful: reviews.Money Crashers has a few different product reviews available. The first focuses on bank accounts. They’ve divided this into two main categories. One is for new bank account promotions. It can be difficult to decide where you should open up a new account, and banks know this; that’s why they sweeten the deal with offers like cash bonuses and gift cards. Money Crashers lists some of their favorites, along with the deals you can get.The other banking review is for free checking accounts. The last thing you want to do is open a free account and be hit with minimum daily balances and fees that make it feel like you’re losing money instead of saving it. Money Crashers’ reviews are thorough, outlining balance requirements, yield, rewards, mobile features, and more.Another review type is regarding credit cards. Looking for a cash back card? Then you have to check out their reviews of the best eight cards. You’ll get information on sign-up bonuses, fees, and, of course, rewards and how you can redeem them. Rewards are one of the biggest perks of using a credit card, so finding the one that’s right for you is crucial.Finally, they have reviews specifically for hotel rewards cards. If traveling’s your thing, you might be better off learning about these perks and opting for a card with particular rewards.In addition to these, Money Crashers has product and service reviews similar to those you’d find elsewhere, detailing the pros and cons of websites, tools, and services for your life and money.

Its unique strengths

The content on Money Crashers draws its strength from two main qualities: its quantity and its quality.If we haven’t stressed it enough, Money Crashers has a lot of articles. If you’re looking for information on a specific financial topic, you’ll be able to find it there. They have 10 content categories, and most of them have at least one subcategory, so you’re set whether you want tips on going green or real estate advice.However, the quality also stands out. These posts aren’t written by a guy who saved money because he ate ramen noodles for a year and he thinks that qualifies him as an expert. Their writers have years of experience or MBAs or their own blogs where they expand on their expertise, like living frugally or parenting.Basically, you’ll find much more than anecdotes on Money Crashers, and that makes it a valuable resource.

What we’d like to see more of

It’s hard to imagine what we’d want to see more of on Money Crashers considering everything that’s already there. But all of that content could be overwhelming to someone who doesn’t know where to start. That’s why a little more organization could go a long way.Money issues rarely fall neatly into a single category, so it’s nice to see, for example, the recent 8 Major Expenses for Your Toddler and How to Save Money article fall under both the Family & Home subcategory of Kids as well as Money Management’s Spending and Saving. But that can get confusing for some. It would be great to see a "beginner’s guide" that gives people a place to start with the basics before setting them loose in the labyrinth that is personal finance. If Money Crashers can provide a good base of financial knowledge, it might encourage people to dive deeper .Keeping in mind that "there’s too much good content and we want people to find it easier" is hardly a criticism, we think it could be an important step in keeping Money Crashers on top of the personal finance game.Want to know more about Money Crashers? See for yourself at