6 Apple Watch apps that will change the way we handle money


Adam Cecil

Adam Cecil

Former Staff Writer

Adam Cecil is a former staff writer for Policygenius, a digital insurance brokerage trying to make sense of insurance for consumers. He is a podcast producer, writer, and video maker based in Brooklyn, NY.

Published March 16, 2015|3 min read

Policygenius content follows strict guidelines for editorial accuracy and integrity. Learn about our

editorial standards


how we make money.
News article image

The Apple Watch is coming, and despite a thousand think pieces saying it’s doomed for failure, it’s more likely the beginning of a new product category that will change the way we interact with both technology and the world around us.There’s a huge opportunity for the Apple Watch to transform the way we handle our money, a trend that began on the iPhone. What makes the Apple Watch so different from the iPhone is that it’s always on your wrist, easily accessible in ways that your money has never been before.Take budgeting apps, for example. Budgets and spreadsheets will never be sexy. But the Apple Watch is perfect for these apps: with a quick glance, you can see exactly how much money you have left in a budget category. Want to know if you have enough cash to eat out for lunch today? Just check with the flick of a wrist.Below, we put together the best announced Apple Watch apps that help users manage their money. We can’t wait to see what other developers come up with in the next year.

Mint Personal Finance

If you’ve ever dipped your toes into the waters of budgeting apps, you’ve probably heard of Mint. They’re the big dogs in the space, so it makes sense that their app is featured on Apple’s website. Their app will let you view your goals and send you weekly notifications to let you know if you’re on budget.


View it in action

Unspent’s Apple Watch app is all about addition and subtraction. A super-simple app on the iPhone, Unspent translates easily to the Apple Watch’s smaller screen. With just a few taps, you can add and subtract cash from your budgets. While not as full-featured as other apps, it’s a good start for keeping track of where your money goes.


View it in action

Add expenses and income on the go, easily keeping your budgets up-to-date from your wrist. With MoneyWiz on your wrist, you’ll never miss a transaction again.What’s the best money management app for you? Read our review.

Citi Mobile

Check out the site

Quickly check account balances from all of your Citi accounts - checking, savings, and credit cards. The first of what we hope are many apps from all of the major banks to help customers get a quick glance at how much they have to spend.


It hasn’t been revealed yet, but Fidelity has announced that they’ll have a real-time stock tracking app available on Apple Watch release day. Fidelity wants to alert their customers of changes to their investments as they’re happening. We’ll have to wait until April 24th to see how they do it.

Apple Pay

Check out the site

Okay, it’s not really an app - it’s a feature introduced on the iPhone 6 and 6 Plus last fall that lets iPhone users pay with NFC for the first time. It’s super convenient on the phone, but it will be even more convenient on the watch. You won’t have to pull anything out of your pocket to pay for your morning coffee. Instead, payment happens with the wave of a wrist.