Policygenius content follows strict guidelines for editorial accuracy and integrity. Learn about oureditorial standards
and how we make money.
Here are some red flags you should watch for when you're shopping for life insurance.
The insurer, agent or broker keeps trying to sell you a permanent (or whole) policy even after you've indicated you want a term policy.
The insurance companydoesn't provide its credit rating upon request.
You should also watch out for unnecessary riders attached to the policy. Although these are not always red flags, they make the policy more expensive and frequently provide more value to the insurer than the policyholder.
Get essential money news & money moves with the Easy Money newsletter.
Free in your inbox each Friday.